320 E Rose Ave, Des Moines, IA 50315 Property Records

Polk County property record for 320 E Rose Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1959
Lot Size	0.329 acres (14,340 sqft)
Owner	Individual Name on Record
Last Sale	$91,351 (Nov 2016)
Tax Bill	$3,504 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010/04606-000-000`

Property Details

APN / Parcel Number

Primary APN	`010/04606-000-000`
Alternative APN	`782422176022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	200 sqft
Unfinished Basement	664 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,340 sqft (0.329 acres)
Lot Dimensions	239 ft deep x 60 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	320 E ROSE AVE
City	DES MOINES
State	IA
Zip	50315-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 40F LT 36 & W20F LT 37 SMITHS ACRES PLAT 3
Legal Subdivision	SMITHS ACRES PLAT 3
Legal Lot Number	36,37
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2005
Census Tract	4300

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	320 E ROSE AVE, DES MOINES, IA 50315-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit BANKERS TRUST COMPANY NA
Jun 9, 2020	Warranty Deed, Transfer THOMAS KNAPP
Jul 3, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2016 · Amount on Record
Deed Sale	Nov 2, 2016 · Amount on Record
Prior Sale	Mar 27, 2009 · Amount on Record
Deed Document Number	201640795
Deed Book / Page	16252 / 789
Prior Transfer Date	Oct 25, 2016
Prior Transfer Doc	0000040795
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	320 E ROSE AVE, DES MOINES, IA 50315-2805
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E ROSE AVE, DES MOINES, IA 50315-2805

Mortgage

Document Number	0000082210
Date	Oct 27, 2022
Book Page	19309/632
Instrument	2022-00082210

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 9, 2020
Property Address	320 E ROSE AVE, DES MOINES, IA 50315-2805
Document Number	0000105800
Book / Page	017877 / 000786
Instrument Date	May 28, 2020
Instrument	105800
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E ROSE AVE DES MOINES IA 503152805, DES MOINES, IA 50315-2805

Mortgage

Document Number	105802
Date	Jun 9, 2020
Book Page	017877/000790
Instrument	105802

Lender

Name	THOMAS KNAPP
Address	506 SW NOTTINGHAM RD, ANKENY, IA 50023-9220

Agreement

Amount	Amount Recorded

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Jul 3, 2017
Property Address	320 E ROSE AVE, DES MOINES, IA 50315-2805
Document Number	0000000586
Book / Page	016549 / 000646
Instrument Date	Jun 28, 2017
Instrument	586
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4725 MERLE HAY RD #200 DES MOINES IA 503221983, 200, DES MOINES, IA 50322-1983

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 7, 2017
Property Address	320 E ROSE AVE, DES MOINES, IA 50315-2805
Document Number	0000074481
Book / Page	016397 / 000157
Instrument Date	Nov 15, 2016
Instrument	74481
Transaction Type	Transfer
Record Updated	Apr 28, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,100 (+10.67%) Land $41,900 Building $155,200	$197,100 (+10.67%) Land $41,900 Building $155,200
2024	$3,504.00 (+9.5%)
2023		$178,100 Land $37,400 Building $140,700	$178,100 Land $37,400 Building $140,700
2020	$3,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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