340 E Rose Ave, Des Moines, IA 50315 Property Records

Polk County property record for 340 E Rose Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1959
Lot Size	0.345 acres (15,057 sqft)
Owner	Individual Name on File
Tax Bill	$3,354 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7824-22-176-025`

Property Details

APN / Parcel Number

Primary APN	`7824-22-176-025`
Alternative APN	`010/04607-001-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,057 sqft (0.345 acres)
Lot Dimensions	239 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	290 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	340 E ROSE AVE
City	DES MOINES
State	IA
Zip	50315-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 63F LOT 39 SMITHS ACRES PLAT 3
Legal Range	24W
Legal Township	78N
Legal Section	22
Legal Subdivision	SMITHS ACRES PLAT 3
Legal Lot Number	39
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2005
Census Tract	4300

Owner

340 E Rose Ave is owned and occupied by an individual who acquired it in September 2017.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	340 E ROSE AVE, DES MOINES, IA 50315-2805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 5, 2020	Deed of Trust, Mortgage HOUSING FIN AUTH
Sep 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017
Deed Sale	Sep 1, 2017
Deed Document Number	2017-00019131
Deed Book / Page	16630 / 0501
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	340 E ROSE AVE, DES MOINES, IA 50315-2805
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057564
Date	Nov 18, 2020
Book Page	18201/416
Instrument	2020-00057564

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	340 E ROSE AVE, DES MOINES, IA 50315-2805
Document Number	0000027905
Instrument Date	Sep 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3821 39TH ST DES MOINES IA 503103614, DES MOINES, IA 50310-3614

Mortgage

Document Number	0000027905
Date	Sep 9, 2020
Book Page	018056/000340
Instrument	27905

Lender

Name	HOUSING FIN AUTH
Address	DES MOINES, IA 50315

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 1, 2017
Property Address	340 E ROSE AVE, DES MOINES, IA 50315-2805
Document Number	0000019131
Book / Page	16630 / 0501
Instrument Date	Aug 25, 2017
Instrument	2017-00019131
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 E ROSE AVE, DES MOINES, IA 50315-2805
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,600 Land $42,500 Building $154,100	$196,600 Land $42,500 Building $154,100
2024	$3,354.00
2023		$177,300 Land $37,900 Building $139,400	$177,300 Land $37,900 Building $139,400
2020	$3,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 E Rose Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 E Rose Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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