326 E Rose Ave, Des Moines, IA 50315 Property Records

Polk County property record for 326 E Rose Ave, Des Moines, IA 50315

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1959
Lot Size0.416 acres (18,164 sqft)
Owner2 Individual Names on Record
Tax Bill$2,562 (2024)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN7824-22-176-023

Property Details

APN / Parcel Number

Primary APN7824-22-176-023
Alternative APN
  • 010/04606-001-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,728 sqft
1st Floor Area864 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 1959
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood Frame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area18,164 sqft (0.416 acres)
Lot Dimensions239 ft deep x 76 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address326 E ROSE AVE
CityDES MOINES
StateIA
Zip50315-2805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 60F LOT 37 & W16F LOT 38 SMITHS ACRES PLAT 3
Legal Range24W
Legal Township78N
Legal Section22
Legal SubdivisionSMITHS ACRES PLAT 3
Legal Lot Number37,38
JurisdictionPOLK IA
Township / Civil DivisionDES MOINES
Census Block Group2
Census Block2005
Census Tract4300

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address326 E ROSE AVE, DES MOINES, IA 50315-2805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 7, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address326 E ROSE AVE, DES MOINES, IA 50315-2805
Transaction TypeMortgage
Record UpdatedMay 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 E ROSE AVE, DES MOINES, IA 50315-2805

Mortgage

Document Number0000021021
DateMay 3, 2023
Book Page19462/795
Instrument2023-00021021
Lender
NameAFFINITY CU
TypeCredit Union
AddressDES MOINES, IA 50313
Agreement
TypeLine of Credit
AmountAmount Recorded
Term168 Months
DueMay 2, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$176,800 (+10.5%) Land $45,200 Building $131,600$176,800 (+10.5%) Land $45,200 Building $131,600
2024$2,562.00 (-8.63%)
2023$160,000 Land $40,300 Building $119,700$160,000 Land $40,300 Building $119,700
2020$2,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

May also be available: AT&T, T-Mobile.

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