327 E Rose Ave, Des Moines, IA 50315 Property Records

Polk County property record for 327 E Rose Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,673 sqft · built 1965
Lot Size	0.439 acres (19,120 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Aug 2023)
Tax Bill	$3,910 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010/04565-000-000`

Property Details

APN / Parcel Number

Primary APN	`010/04565-000-000`
Alternative APN	`782422177009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,673 sqft Living Area
Gross Area	2,755 sqft
1st Floor Area	816 sqft
Upper Floors Area	547 sqft
Basement Area	816 sqft
Finished Basement	310 sqft
Unfinished Basement	506 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,120 sqft (0.439 acres)
Lot Dimensions	239 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	327 E ROSE AVE
City	DES MOINES
State	IA
Zip	50315-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 SMITHS ACRES PLAT 2
Legal Subdivision	SMITHS ACRES PLAT 2
Legal Lot Number	60
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2009
Census Tract	4300

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	327 E ROSE AVE, DES MOINES, IA 50315-2806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · VA Mortgage LOANSTEADY LLC
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK
Jul 20, 2018	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Oct 8, 2020 · Amount on Record
Deed Document Number	202343689
Deed Book / Page	19571 / 600
Prior Transfer Date	Nov 5, 2013
Prior Transfer Doc	0000042087
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 16, 2023
Property Address	327 E ROSE AVE, DES MOINES, IA 50315-2806
Document Number	0000043689
Book / Page	19571 / 600
Instrument Date	Aug 14, 2023
Instrument	2023-00043689
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 E ROSE AVE, DES MOINES, IA 50315-2806

Mortgage

Document Number	0000043690
Date	Aug 16, 2023
Instrument	2023-00043690

Lender

Name	LOANSTEADY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 8, 2020
Property Address	327 E ROSE AVE, DES MOINES, IA 50315-2806
Document Number	202000040041
Book / Page	18116 / 650
Instrument Date	Oct 3, 2020
Instrument	2020-00040041
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 E ROSE AVE, DES MOINES, IA 50315-2806

Mortgage

Document Number	202000040043
Date	Oct 8, 2020
Instrument	2020-00040043

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 20, 2018
Property Address	327 E ROSE AVE, DES MOINES, IA 50315-2806
Document Number	201800005854
Book / Page	17007 / 0975
Instrument Date	Jul 18, 2018
Instrument	2018-00005854
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	327 E ROSE AVE, DES MOINES, IA 50315-2806

Mortgage

Document Number	201800005856
Date	Jul 20, 2018
Instrument	2018-00005856

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,400 (+10.61%) Land $46,000 Building $185,400	$231,400 (+10.61%) Land $46,000 Building $185,400
2024	$3,910.00 (+1.51%)
2023		$209,200 (+21.06%) Land $41,000 Building $168,200	$209,200 (+21.06%) Land $41,000 Building $168,200
2022		$172,800 Land $34,800 Building $138,000
2021			$172,800 Land $34,800 Building $138,000
2020	$3,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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