3316 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 3316 E Smith Rd, Bellingham, WA 98226 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,182 sqft · built 1967
Lot Size	4.04 acres (175,982 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,857 (2025)
Flood Zone	Zone X (minimal risk)
APN	`92948`

Property Details

APN / Parcel Number

Primary APN	`92948`
Alternative APNs	`390428 022045 0000` `107473`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,182 sqft Living Area
1st Floor Area	1,649 sqft
2nd Floor Area	1,533 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Bi-Level
Exterior Material	Metal
Roof Material	Metal
Lot Area	175,982 sqft (4.04 acres)
Garage Type	Mixed
Garage Area	720 sqft
Carport	Carport
Carport Area	672 sqft
Parking Spaces	5 Parking Spaces
Deck Area	455 sqft
Storage Building	3,168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	92948
Street Address	3316 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR OF SW 1/4-TH E ALG C/L OF SMITH RD 145 FT TO TPOB-TH E ALG C/L OF SMITH RD 145 FT-TH N AT R/A 600.82 FT-TH W 29
Legal Range	04
Legal Township	39
Legal Section	28
Legal Tract	145
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1005
Census Tract	10702

Owner

Source: Whatcom County records · APN 92948

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3316 E SMITH RD, BELLINGHAM, WA 98226-9509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2003
Deed Sale	Mar 27, 2003
Prior Sale	Mar 26, 2003
Deed Document Number	2030305667
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,857.00 (+21.79%)	$759,887 (+10.03%) Land $274,490 Building $485,397	$759,887 (+10.03%) Land $274,490 Building $485,397
2022		$690,641 Land $281,663 Building $408,978	$690,641 Land $281,663 Building $408,978
2021	$4,809.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730107021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	17 (1983–2021)
Most Recent Claim	Nov 2021, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Flood Events	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides (Nov 2021), 9 claims Severe Storms & Flooding (Nov 1990), 5 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.