3285 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 3285 E Smith Rd, Bellingham, WA 98226

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,736 sqft · built 1980
Lot Size4.69 acres (204,732 sqft)
Owner2 Owner Names on File
Last Sale$240,000 (Sep 2004)
Tax Bill$2,607 (2025)
Deeds & MortgagesJan 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN100780

Property Details

APN / Parcel Number

Primary APN100780
Alternative APNs
  • 390432 507509 0000
  • 108228

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,736 sqft Living Area
1st Floor Area1,736 sqft
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleMobile Home
Exterior MaterialCombination
Roof MaterialMetal
Lot Area204,732 sqft (4.69 acres)
Deck Area284 sqft
Storage Building1,194 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number100780
Street Address3285 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9574
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR5A
Legal DescriptionN 660 FT OF E 330 FT OF E 1/2 NE NE NE-EXC PTN LY WITHIN E SMITH RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 900827004 80 GLENBRO
Legal Range04
Legal Township39
Legal Section32
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1020
Census Tract10702

Owner

Source: Whatcom County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3285 E SMITH RD, BELLINGHAM, WA 98226-9574
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2004 · Amount on Record
Deed SaleSep 28, 2004 · Amount on Record
Deed Document Number2040904712
Record UpdatedJun 8, 2026

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHATCOM WA
Property Address3285 E SMITH RD, BELLINGHAM, WA 98226-9574
Document Number2180300543
Instrument DateJan 29, 2018
Transaction TypeMortgage
Record UpdatedMar 13, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3285 E SMITH RD BELLINGHAM WA 982269574, BELLINGHAM, WA 98226-9574

Mortgage

Document Number2180300543
DateMar 6, 2018
Instrument300543
Lender
NameWELLS FARGO BK/TX
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueMar 5, 2058

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMount Baker School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,607.00 (-9.82%)$338,219 (-28.37%) Land $279,691 Building $58,528$338,219 (-28.37%) Land $279,691 Building $58,528
2022$472,172 Land $350,982 Building $121,190$472,172 Land $350,982 Building $121,190
2021$2,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims17 (1983–2021)
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims
  • Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT BAKER WATER ASSOCIATION
private · serves 500 people · EPA ID WA5356500
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Northwest Fiber
Fiber
6,000 / 6,000
Radiate Holdings
Cable
1,500 / 50
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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