Whatcom County property record for 3290 E Smith Rd, Bellingham, WA 98226
| Property Type | Farm - Dairy |
|---|---|
| Details | 2 bd · 2 ba · 1,360 sqft · built 1928 |
| Lot Size | 57.6 acres (2,512,541 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,418 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390429-475176-0000 |
| Primary APN | 390429-475176-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,360 sqft Gross Area |
| 1st Floor Area | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Combination |
| Roof Material | Metal |
| Lot Area | 2,512,541 sqft (57.6 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 211 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 107799 |
|---|---|
| Street Address | 3290 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9574 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Dairy |
| Local Zoning Code | R5A |
| Legal Description | NE SE-E 1/2 SE SE-EXC E 30 FT THEREOF-LESS RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 930408069 |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 29 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10702 |
Source: Whatcom County assessment roll, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3290 E SMITH RD, BELLINGHAM, WA 98226-9574 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 10, 2024 |
| Transfer Doc | 0000001276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3290 E SMITH RD, BELLINGHAM, WA 98226-9574 |
| Document Number | 2170800099 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2017 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3290 E SMITH RD BELLINGHAM WA 982269574, BELLINGHAM, WA 98226-9574 |
| Document Number | 2170800099 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 800099 |
| Name | INDUSTRIAL CU |
|---|---|
| Type | Credit Union |
| Address | BELINGHAM, WA 98227-1767 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,418.00 (+15.42%) | $638,691 (+135.2%) Land $399,829 Building $238,862 | $638,691 (-33.28%) Land $399,829 Building $238,862 |
| 2022 | $271,555 Land $76,696 Building $194,859 | $957,238 Land $762,379 Building $194,859 | |
| 2021 | $2,095.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable | 1,500 / 50 |
May also be available: Northwest Fiber, Verizon.
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