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  2. Washington
  3. Whatcom County
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  5. E Smith Rd

3281 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 3281 E Smith Rd, Bellingham, WA 98226 · Last verified April 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,597 sqft · built 1993
Lot Size4.69 acres (204,296 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (May 2021)
Tax Bill$2,538 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN390432-477509-0000

Property Details

APN / Parcel Number

Primary APN390432-477509-0000
Alternative APNs
  • 108212
  • 580245
  • 113320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area1,597 sqft Living Area
1st Floor Area1,597 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleMobile Home
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area204,296 sqft (4.69 acres)
Lot Dimensions27 ft deep x 60 ft wide
PorchWood Porch
Porch Area17 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number108212
Street Address3281 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9574
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionNE NE NE-EXC N 660 FT OF E 330 FT OF E 1/2 NE NE NE-LESS RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 900918261 93 LIBERTY S#09626706 60X27 (TE AF 2070805328)
Legal Range04
Legal Township39
Legal Section32
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1020
Census Tract10702

Owner

Source: Whatcom County records · APN 390432-477509-0000

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3281 E SMITH RD, BELLINGHAM, WA 98226-9574
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Prior SaleMay 11, 2021 · Amount on Record
Deed Document Number20211682
Prior Transfer DateAug 17, 2007
Prior Transfer Doc0000805279
Record UpdatedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateMay 11, 2021
Property Address3281 E SMITH RD, BELLINGHAM, WA 98226-9574
Document Number20210501682
Instrument DateMay 03, 2021
Instrument2021-0501682
Transaction TypeTransfer
Record UpdatedMay 21, 2021
Title CompanyWHATCOM LAND TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,645.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3281 E SMITH RD, BELLINGHAM, WA 98226-9574

Mortgage

Document Number20210501683
DateMay 11, 2021
Instrument2021-0501683
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMount Baker School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,538.00 (-0.63%)$330,683 (-20.59%) Land $279,691 Building $50,992$330,683 (-20.59%) Land $279,691 Building $50,992
2022$416,410 Land $323,365 Building $93,045$416,410 Land $323,365 Building $93,045
2021$2,554.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730107021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims17 (1983–2021)
Most Recent ClaimNov 2021, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims
  • Severe Storms & Flooding, Nov 1990 · 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Northwest FiberFiber6,000 / 6,000
Radiate HoldingsCable1,500 / 50
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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