3234 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 3234 E Smith Rd, Bellingham, WA 98226

Property Summary

Property TypeLand for Livestock, Animals
Details8 bd · 6 ba · 1,264 sqft · built 2000
Lot Size4.71 acres (205,168 sqft)
OwnerIndividual Name on Record
Tax Bill$4,433 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN88214

Property Details

APN / Parcel Number

Primary APN88214
Alternative APNs
  • 390429 448038 0000
  • 107790

Interior

Bedrooms8 Beds
Full Baths6 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,264 sqft Total Area
1st Floor Area3,776 sqft
Interior WallsFinished/Painted
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleMobile Home
Exterior MaterialCombination
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area205,168 sqft (4.71 acres)
Garage TypeAttached
Garage Area1,152 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area42 sqft
Deck Area42 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number88214
Street Address3234 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9574
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Land for Livestock, Animals
Local Zoning CodeR5A
Legal DescriptionS 1/2 E 1/2 W 1/2 SE SE-EXC PTN TO WHATCOM CO FOR RD DESC AF 930413032 00 SPRING MANOR S#NNID38725AB 48X26 (TE AF 2020801052)
Legal Range04
Legal Township39
Legal Section29
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1005
Census Tract10702

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3234 E SMITH RD, BELLINGHAM, WA 98226-9574
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 18, 2025
Transfer Doc0000401502
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address3234 E SMITH RD, BELLINGHAM, WA 98226-9574
Document Number2200201404
Instrument DateFeb 11, 2020
Transaction TypeMortgage
Record UpdatedMar 3, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3234 E SMITH RD BELLINGHAM WA 982269574, BELLINGHAM, WA 98226-9574

Mortgage

Document Number2200201404
DateFeb 14, 2020
Instrument201404
Lender
NameINDUSTRIAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-1767
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMount Baker School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,433.00 (+75.29%)$575,152 (+60.1%) Land $268,670 Building $306,482$606,247 (+13.56%) Land $299,765 Building $306,482
2022$359,252 Land $159,526 Building $199,726$533,857 Land $334,131 Building $199,726
2021$2,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims17 (1983–2021)
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims
  • Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT BAKER WATER ASSOCIATION
private · serves 500 people · EPA ID WA5356500
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Astound Broadband
Cable
1,500 / 50
Starlink
Satellite
280 / 30

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