2519 40th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2519 40th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,467 sqft · built 2001
Lot Size	38.2 acres (1,664,428 sqft)
Owner	Individual Name on File
Tax Bill	$10,906 (2026)
Flood Zone	Zone X (minimal risk)
APN	`82-51254-0561`

Property Details

APN / Parcel Number

Primary APN	`82-51254-0561`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,467 sqft Living Area
1st Floor Area	3,805 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stone
Lot Area	1,664,428 sqft (38.2 acres)
Garage Area	866 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2519 40TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 002 BLK 001 SUESS ESTATES SECTION 34 TOWNSHIP 124 RANGE 028 SECTION 34 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	34
Legal Subdivision	SUESS ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	402

Owner

2519 40th St S is owned and occupied by an individual.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	2519 40TH ST S, SAINT CLOUD, MN 56301-9309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 2519 40th St S was $10,906.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,906.00	$733,700 (-) Land $272,000 Building $461,700	$733,700 (-) Land $272,000 Building $461,700
2025		$733,700 Land $272,000 Building $461,700	$733,700 Land $272,000 Building $461,700
2024	$9,778.00 (-0.87%)
2023	$9,864.00	$733,700 Land $272,000 Building $461,700	$733,700 Land $272,000 Building $461,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2519 40th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2519 40th St S is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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