323 Division St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 323 Division St, Schenectady, NY 12304 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,376 sqft · built 1910
Lot Size	0.13 acres (5,686 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Sep 2022)
Tax Bill	$6,631 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.44-2-49`

Property Details

APN / Parcel Number

Primary APN	`421500 49.44-2-49`
Alternative APN	`150004904400020490000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,376 sqft Total Area
1st Floor Area	1,188 sqft
2nd Floor Area	1,188 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,686 sqft (0.13 acres)
Lot Dimensions	175 ft deep x 32.4 ft wide
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	323 DIVISION ST
City	SCHENECTADY
State	NY
Zip	12304-1109
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	49.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	5
Census Block	5004
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.44-2-49

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	327 DIVISION ST, SCHENECTADY, NY 12304-1109
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Nov 15, 2006 · Amount on Record
Deed Document Number	202248623
Deed Book / Page	2092 / 765
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 13, 2022
Property Address	323 DIVISION ST, SCHENECTADY, NY 12304-1109
Document Number	0000048623
Instrument Date	Aug 09, 2022
Instrument	202248623
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 DIVISION ST, SCHENECTADY, NY 12304-1109

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	327 DIVISION ST, SCHENECTADY, NY 12304-1109

Mortgage

Document Number	0000048624
Date	Sep 13, 2022
Instrument	202248624

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,631.00 (+7.96%)	$106,200 (-) Land $15,900 Building $90,300	$175,857 (+30.82%) Land $26,329 Building $149,528
2023		$106,200 (-) Land $15,900 Building $90,300	$134,430 (+3.8%) Land $20,127 Building $114,303
2022		$106,200 Land $15,900 Building $90,300	$129,512 Land $19,390 Building $110,122
2021	$6,142.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 924 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures