Schenectady County and Schenectady City property record for 327 Division St, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1910 |
| Square Footage | 2,736 sqft Total Area |
| Lot Size | 5,686 sqft (0.13 acres) |
| Last Sale | $250,000 (2024) |
| Tax Bill | $5,548.00 (2025) |
| Primary APN | 421500 49.44-2-48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Building Area | 2,736 sqft Total Area |
| 1st Floor | 1,368 sqft 1st Floor |
| 2nd Floor | 1,368 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 5,686 sqft (0.13 acres) |
| Depth X Width | 175 ft x 32.4 ft Depth x Width |
| Porch Area | 304 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 327 DIVISION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1109 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 2 |
| Legal Lot Number | 48.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 5 |
| Census Block | 5004 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.44-2-48
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 329 DIVISION ST, SCHENECTADY, NY 12304-1109 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 02, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 27, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2024 · Amount on Record |
| Deed Sale | Aug 23, 2024 · Amount on Record |
| Prior Sale | Feb 14, 2014 · Amount on Record |
| Deed Doc Number | 202450400 |
| Deed Book / Page | 2136 / 267 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 327 DIVISION ST, SCHENECTADY, NY 12304-1109 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005388 |
|---|---|
| Date | Feb 02, 2018 |
| Book Page | 4817/135 |
| Instrument | 201805388 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 327 DIVISION ST, SCHENECTADY, NY 12304-1109 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Title Company | LEGACY TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1802 LENOX RD, SCHENECTADY, NY 12308-2035 |
| Document Number | 0000033608 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 5034/278 |
| Instrument | 202033608 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,548.00 (+7.75%) | $92,400 (-) Land $13,900 Building $78,500 | $153,005 (+30.82%) Land $23,017 Building $129,988 |
| 2023 | $92,400 (-) Land $13,900 Building $78,500 | $116,962 (+3.8%) Land $17,595 Building $99,367 | |
| 2022 | $92,400 Land $13,900 Building $78,500 | $112,683 Land $16,951 Building $95,732 | |
| 2021 | $5,149.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 1% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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