Schenectady County and Schenectady City property record for 322 Division St, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,272 sqft · built 1910 |
| Lot Size | 0.122 acres (5,348 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,450 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.44-2-66.1 |
| Primary APN | 421500 49.44-2-66.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Total Area |
| 1st Floor Area | 1,136 sqft |
| 2nd Floor Area | 1,136 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,348 sqft (0.122 acres) |
| Lot Dimensions | 110 ft deep x 48.4 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 280 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 322 DIVISION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1110 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 2 |
| Legal Lot Number | 66.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.44-2-66.1
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10621 155TH ST, JAMAICA, NY 11433-1921 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 08, 2021 |
| Property Address | 322 DIVISION ST, SCHENECTADY, NY 12304-1110 |
| Document Number | 0221559191 |
| Book / Page | 2071 / 85 |
| Map Reference | CAB A109 |
| Instrument Date | Nov 02, 2021 |
| Instrument | 221559191 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 RIVERSIDE PARK N, MECHANICVILLE, NY 12118-2627 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 21 155 STREET, JAMAICA, NY 11433 |
| Document Number | 0000055920 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 202155920 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,450.00 (+12.6%) | $40,000 (-) Land $9,400 Building $30,600 | $66,236 (+30.82%) Land $15,565 Building $50,671 |
| 2023 | $40,000 (-) Land $9,400 Building $30,600 | $50,633 (+3.8%) Land $11,899 Building $38,734 | |
| 2022 | $40,000 Land $9,400 Building $30,600 | $48,780 Land $11,463 Building $37,317 | |
| 2021 | $3,064.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 637 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures