3307 Cumbria Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3307 Cumbria Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,984 sqft · built 1991
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Mar 2017)
Tax Bill	$6,702 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-209-002`

Property Details

APN / Parcel Number

Primary APN	`21-12-209-002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,984 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	994 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	115 ft deep x 73 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	168 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3307 CUMBRIA DR
City	BLOOMINGTON
State	IL
Zip	61704-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OLD FARM LAKES NO 2 LOT 202
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	OLD FARM LAKES
Legal Lot Number	202
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2005
Census Tract	1107

Owner

Source: McLean County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3307 CUMBRIA DR, BLOOMINGTON, IL 61704-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUSEY BANK
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Mar 29, 2017	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Deed Document Number	20175457
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Aug 19, 2026
Property Address	3307 CUMBRIA DR, BLOOMINGTON, IL 61704-1228
Document Number	0000012200
Instrument Date	Jul 26, 2026
Instrument	202612200
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 CUMBRIA DR, BLOOMINGTON, IL 61704-1228

Mortgage

Document Number	0000012200,
Date	Aug 19, 2026
Instrument	202612200

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3307 CUMBRIA DR, BLOOMINGTON, IL 61704-1228
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200012127
Date	Jul 11, 2022
Instrument	2022-00012127

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 23, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 23, 2027
Change Frequency	Annually
Min Rate At Change	4.74%
Max Rate At Change	8.74%
Index	1-Year CMT
Max Rate	11.7%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3307 CUMBRIA DR, BLOOMINGTON, IL 61704-1228
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100022890
Date	Sep 23, 2021
Instrument	2021-00022890

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 29, 2017
Property Address	3307 CUMBRIA DR, BLOOMINGTON, IL 61704-1228
Document Number	201700005457
Map Reference	DOC88-772
Instrument Date	Mar 27, 2017
Instrument	2017-00005457
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3307 CUMBRIA DR, BLOOMINGTON, IL 61704-1228

Mortgage

Document Number	201700005458
Date	Mar 29, 2017
Instrument	2017-00005458

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,150 (+22.57%) Land $20,617 Building $74,533	$285,450 (+22.57%) Land $61,851 Building $223,599
2024	$6,702.00 (+11.96%)
2023	$5,986.00 (+7.26%)	$77,627 (+8.31%) Land $16,820 Building $60,807	$232,881 (+8.31%) Land $50,460 Building $182,421
2022	$5,581.00	$71,668 Land $15,529 Building $56,139	$215,004 Land $46,587 Building $168,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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