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3305 Cumbria Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3305 Cumbria Dr, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,102 sqft · built 1991
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$192,000 (Nov 2020)
Tax Bill$5,858 (2024)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-12-209-001

Property Details

APN / Parcel Number

Primary APN21-12-209-001

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,102 sqft Living Area
Gross Area3,038 sqft
1st Floor Area1,602 sqft
Basement Area952 sqft
Finished Basement500 sqft
Unfinished Basement452 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions115 ft deep x 73 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3305 CUMBRIA DR
CityBLOOMINGTON
StateIL
Zip61704-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionOLD FARM LAKES NO 2 LOT 203
Legal Range02E
Legal Township23N
Legal Section12
Legal SubdivisionOLD FARM LAKES
Legal Lot Number203
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2005
Census Tract1107

Owner

3305 Cumbria Dr is owned and occupied by an individual who bought it in November 2020.

Source: McLean County records, as of April 8, 2026

Owner of RecordIndividual Name on File
Mailing Address3305 CUMBRIA DR, BLOOMINGTON, IL 61704-1228
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2020 · Amount on File
Deed SaleNov 5, 2020 · Amount on File
Deed Document Number202023775
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateNov 5, 2020
Property Address3305 CUMBRIA DR, BLOOMINGTON, IL 61704-1228
Document Number202000023775
Map ReferenceDOC 88-722
Instrument DateOct 15, 2020
Instrument2020-00023775
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$288.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3305 CUMBRIA DR, BLOOMINGTON, IL 61704-1228

Mortgage

Document Number202000023777
DateNov 5, 2020
Instrument2020-00023777
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueNov 1, 2030
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$83,972 Land $20,756 Building $63,216$251,916 Land $62,268 Building $189,648
2024$5,858.00 (+12.14%)
2023$5,224.00$68,508 Land $16,934 Building $51,574$205,524 Land $50,802 Building $154,722

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3305 Cumbria Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3305 Cumbria Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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