3308 Cumbria Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3308 Cumbria Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,817 sqft · built 1991
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Sep 2025)
Tax Bill	$6,291 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2010 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-201-071`

Property Details

APN / Parcel Number

Primary APN	`21-12-201-071`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,817 sqft Living Area
Gross Area	3,596 sqft
1st Floor Area	1,119 sqft
Basement Area	969 sqft
Finished Basement	600 sqft
Unfinished Basement	369 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	110 ft deep x 73 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	312 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3308 CUMBRIA DR
City	BLOOMINGTON
State	IL
Zip	61704-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OLD FARM LAKES NO 2 LOT 205
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	OLD FARM LAKES
Legal Lot Number	205
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2003
Census Tract	1107

Owner

3308 Cumbria Dr is owned and occupied by two individuals who bought it in September 2025.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3308 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Sep 10, 2010	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Jun 10, 2016	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jun 17, 2022	Warranty Deed, Transfer NOT AVAILABLE, FTC
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Jul 5, 2024 · Amount on File
Deed Document Number	202513106
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3308 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202000010159
Date	Jun 8, 2020
Instrument	2020-00010159

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3308 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000021274
Date	Sep 10, 2010
Instrument	2010-00021274

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2030

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Max Rate	18%

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3308 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600010087
Date	Jun 10, 2016
Instrument	2016-00010087

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2046

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 22, 2025
Property Address	3308 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Document Number	202500013106
Map Reference	DOC 88-772
Instrument Date	Sep 5, 2025
Instrument	2025-00013106
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3308 CUMBRIA DR, BLOOMINGTON, IL 61704-1226

Mortgage

Document Number	202500013107
Date	Sep 22, 2025
Instrument	2025-00013107

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.87%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 17, 2022
Property Address	3308 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Document Number	202200010906
Map Reference	DOC 88-772
Instrument Date	Jun 9, 2022
Instrument	2022-00010906
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Tax	$283.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3308 CUMBRIA DR, BLOOMINGTON, IL 61704-1226

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 12, 2018
Property Address	3308 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Document Number	201800009126
Map Reference	DOC88-772
Instrument Date	May 31, 2018
Instrument	2018-00009126
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3308 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Investor	Possibly a Property Investor

Mortgage

Document Number	201800009127
Date	Jun 12, 2018
Instrument	2018-00009127

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,709 (+7.31%) Land $20,078 Building $69,631	$269,127 (+7.31%) Land $60,234 Building $208,893
2024	$6,291.00 (+12.04%)	$83,597 (+14.22%) Land $18,710 Building $64,887	$250,791 (+14.22%) Land $56,130 Building $194,661
2023	$5,615.00 (+10.49%)	$73,188 (+11.22%) Land $16,380 Building $56,808	$219,564 (+11.22%) Land $49,140 Building $170,424
2022	$5,082.00	$65,806 Land $15,124 Building $50,682	$197,418 Land $45,372 Building $152,046

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3308 Cumbria Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3308 Cumbria Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Cumbria Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures