3302 Cumbria Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3302 Cumbria Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,373 sqft · built 1994
Lot Size	0.385 acres (16,763 sqft)
Owner	Individual Name on File
Last Sale	$352,000 (Mar 2022)
Tax Bill	$8,787 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-12-201-078`

Property Details

APN / Parcel Number

Primary APN	`21-12-201-078`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,373 sqft Living Area
Gross Area	4,053 sqft
1st Floor Area	1,329 sqft
Basement Area	933 sqft
Finished Basement	933 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	16,763 sqft (0.385 acres)
Lot Dimensions	160 ft deep x 105 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3302 CUMBRIA DR
City	BLOOMINGTON
State	IL
Zip	61704-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 205 FOURTH ADD TO OAKRIDGE SUB
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	OAKRIDGE SUB
Legal Lot Number	205
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2003
Census Tract	1107

Owner

3302 Cumbria Dr is owned and occupied by an individual who bought it in March 2022.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3302 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	May 23, 2005 · Amount on File
Deed Document Number	20225802
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 30, 2022
Property Address	3302 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Document Number	202200005802
Map Reference	DOC 89-17642
Instrument Date	Feb 24, 2022
Instrument	2022-00005802
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3302 CUMBRIA DR, BLOOMINGTON, IL 61704-1226

Mortgage

Document Number	202200005803
Date	Mar 30, 2022
Instrument	2022-00005803

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,469 (+12.61%) Land $27,657 Building $92,812	$361,407 (+12.61%) Land $82,971 Building $278,436
2024	$8,787.00 (+4.12%)
2023	$8,439.00 (+11.14%)	$106,976 (+12.19%) Land $24,559 Building $82,417	$320,928 (+12.19%) Land $73,677 Building $247,251
2022	$7,593.00	$95,349 Land $21,890 Building $73,459	$286,047 Land $65,670 Building $220,377

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3302 Cumbria Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3302 Cumbria Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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