3304 Cumbria Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3304 Cumbria Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,710 sqft · built 1991
Lot Size	0.402 acres (17,492 sqft)
Owner	Individual Name on File
Tax Bill	$7,073 (2024)
Deeds & Mortgages	Aug 2022 Transfer Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-12-201-079`

Property Details

APN / Parcel Number

Primary APN	`21-12-201-079`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,710 sqft Living Area
Gross Area	3,510 sqft
1st Floor Area	1,080 sqft
Basement Area	790 sqft
Finished Basement	430 sqft
Unfinished Basement	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	17,492 sqft (0.402 acres)
Lot Dimensions	160 ft deep x 108 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	320 sqft
Porch	Open Concrete/Masonry Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3304 CUMBRIA DR
City	BLOOMINGTON
State	IL
Zip	61704-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 204 4TH ADD TO OAKRIDGE SUB
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	OAKRIDGE SUB
Legal Lot Number	204
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2003
Census Tract	1107

Owner

3304 Cumbria Dr is owned and occupied by an individual who acquired it in August 2022.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3304 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Transfer on Death Deed, Transfer
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 7, 2022
Transfer Doc	0000014618
Record Updated	Jun 8, 2026

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 18, 2022
Property Address	3304 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Document Number	202200014618
Map Reference	DOC 89-17642
Instrument Date	Aug 9, 2022
Instrument	2022-00014618
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 HUFFMAN BLF, KELLER, TX 76248-3699

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3304 CUMBRIA DR, BLOOMINGTON, IL 61704-1226
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200004219
Date	Mar 4, 2022
Instrument	2022-00004219

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,479 Land $28,370 Building $75,109	$310,437 Land $85,110 Building $225,327
2024	$7,073.00 (+4.63%)
2023	$6,760.00 (+12.2%)	$91,889 (+12.19%) Land $25,192 Building $66,697	$275,667 (+12.19%) Land $75,576 Building $200,091
2022	$6,025.00	$81,902 Land $22,454 Building $59,448	$245,706 Land $67,362 Building $178,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3304 Cumbria Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3304 Cumbria Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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