St. Louis County property record for 3295 Ross Ln, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 1,580 sqft · built 2002 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $276,000 (Jul 2016) |
| Tax Bill | $5,226 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-0010-01894 |
| Primary APN | 450-0010-01894 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Gross Area |
| 1st Floor Area | 1,580 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,326 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 120 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1012631 |
|---|---|
| Street Address | 3295 ROSS LN |
| City | DULUTH |
| State | MN |
| Zip | 55810-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E1/2 OF N1/2 OF S1/2 OF NW1/4 OF NW1/4 EX W430 FT OF N 53.50 FT AND S 100 FT OF E 230 FTOF E1/2 OF NE1/4 OF NW1/4 OF NW1/4 |
| Legal Range | 15W |
| Legal Township | 49N |
| Legal Section | 09 |
| Legal Subdivision | MIDWAY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10200 |
Source: St. Louis County records · APN 450-0010-01894
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3295 ROSS LN, DULUTH, MN 55810-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2016 · Amount on Record |
| Deed Sale | Jul 14, 2016 · Amount on Record |
| Prior Sale | Aug 24, 2005 · Amount on Record |
| Deed Document Number | 20161288717 |
| Prior Transfer Date | Jan 14, 2003 |
| Prior Transfer Doc | 0000891520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 03, 2026 |
| Property Address | 3295 ROSS LN, DULUTH, MN 55810-9767 |
| Document Number | 0001533658 |
| Instrument Date | May 16, 2026 |
| Instrument | 20261533658 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3295 ROSS LN, DULUTH, MN 55810-9767 |
| Investor | Possibly a Property Investor |
| Document Number | 0001533658, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 20261533658 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Midway Township |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,226.00 (+0.54%) Homeowner's exemption | ||
| 2025 | $5,198.00 (+2.93%) Homeowner's exemption | $522,700 (+5.43%) Land $44,300 Building $478,400 | $522,700 (+5.43%) Land $44,300 Building $478,400 |
| 2024 | $5,050.00 | $495,800 (+17.49%) Land $42,000 Building $453,800 | $495,800 (+17.49%) Land $42,000 Building $453,800 |
| 2022 | $422,000 Land $39,400 Building $382,600 | $422,000 Land $39,400 Building $382,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 39 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Fiber · Cable in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber Fixed Wireless | 100 / 20 |
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