St. Louis County property record for 3269 Ross Ln, Duluth, MN 55810
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,904 sqft · built 2005 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,136 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-0010-01868 |
| Primary APN | 450-0010-01868 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Gross Area |
| 1st Floor Area | 1,904 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,728 sqft |
| Deck Area | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 861262 |
|---|---|
| Street Address | 3269 ROSS LN |
| City | DULUTH |
| State | MN |
| Zip | 55810-9767 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | MUNS |
| Legal Description | S1/2 OF W1/2 OF S1/2 OF NE1/4 OF NW1/4 SERIAL # |
| Legal Range | 15W |
| Legal Township | 49N |
| Legal Section | 09 |
| Legal Subdivision | MIDWAY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10200 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3269 ROSS LN, DULUTH, MN 55810-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Aug 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2009 |
| Deed Sale | Dec 23, 2009 |
| Prior Sale | Feb 22, 2008 · Amount on Record |
| Deed Document Number | 20091125657 |
| Prior Transfer Date | Jun 29, 2005 |
| Prior Transfer Doc | 0000985945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3269 ROSS LN, DULUTH, MN 55810-9767 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001520939 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 1520939 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 21, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Oct 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 7.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year T-Bill |
| Max Rate | 13.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3269 ROSS LN, DULUTH, MN 55810-9767 |
| Document Number | 00A1338520 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | NATIONAL TITLE/DULUTH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3269 ROSS LN PROCTOR MN 558109767, PROCTOR, MN 55810-9767 |
| Document Number | 00A1338520 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | A1338520 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 13, 2033 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Midway Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,136.00 (+7.32%) Homeowner's exemption | ||
| 2025 | $3,854.00 (+1.58%) Homeowner's exemption | $420,800 (+11.62%) Land $70,100 Building $350,700 | $420,800 (+11.62%) Land $70,100 Building $350,700 |
| 2024 | $3,794.00 | $377,000 (+17.08%) Land $49,200 Building $327,800 | $377,000 (+17.08%) Land $49,200 Building $327,800 |
| 2022 | $322,000 Land $45,600 Building $276,400 | $322,000 Land $45,600 Building $276,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber · Cable in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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