St. Louis County property record for 3284 Ross Ln, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,470 sqft · built 2015 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Aug 2018) |
| Tax Bill | $5,192 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-0010-01866 |
| Primary APN | 450-0010-01866 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,470 sqft Gross Area |
| 1st Floor Area | 1,892 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,152 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1090954 |
|---|---|
| Street Address | 3284 ROSS LN |
| City | DULUTH |
| State | MN |
| Zip | 55810-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF SE1/4 OF NE1/4 OF NW1/4 LYINGSLY AND WLY OF THE FOLLOWING DESC LINE:COMMENCING AT SW CORNER OF SE1/4 OF NE1/4 |
| Legal Range | 15W |
| Legal Township | 49N |
| Legal Section | 09 |
| Legal Subdivision | MIDWAY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10200 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3284 ROSS LN, DULUTH, MN 55810-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Jun 17, 2020 | Correction Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Aug 7, 2018 | Warranty Deed, Transfer · Conventional with PMI MARKETPLACE HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2018 · Amount on Record |
| Deed Sale | Aug 7, 2018 · Amount on Record |
| Deed Document Number | 20181338125 |
| Last Transfer Date | Jun 10, 2020 |
| Transfer Doc | 0001382669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3284 ROSS LN, DULUTH, MN 55810-9767 |
| Document Number | 00A1382670 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 3284 ROSS LN DULUTH MN 558109767, DULUTH, MN 55810-9767 |
| Document Number | 00A1382670 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | A1382670 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 17, 2020 |
| Property Address | 3284 ROSS LN, DULUTH, MN 55810-9767 |
| Document Number | 00A1382669 |
| Instrument Date | Jun 10, 2020 |
| Instrument | A1382669 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3284 ROSS LN DULUTH MN 558109767, DULUTH, MN 55810-9767 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 7, 2018 |
| Property Address | 3284 ROSS LN, DULUTH, MN 55810-9767 |
| Document Number | 00A1338125 |
| Instrument Date | Jul 30, 2018 |
| Instrument | A1338125 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7380 FRANCE AVE S #200 EDINA MN 554354506, 200, EDINA, MN 55435-4506 |
| Document Number | A1338126 |
|---|---|
| Date | Aug 7, 2018 |
| Instrument | A1338126 |
| Name | MARKETPLACE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDINA, MN 55435 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2048 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Midway Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,192.00 (+17.1%) Homeowner's exemption | ||
| 2025 | $4,434.00 (+1.93%) Homeowner's exemption | $520,300 (+21.48%) Land $37,100 Building $483,200 | $520,300 (+21.48%) Land $37,100 Building $483,200 |
| 2024 | $4,350.00 | $428,300 (+17.34%) Land $40,300 Building $388,000 | $428,300 (+17.34%) Land $40,300 Building $388,000 |
| 2022 | $365,000 Land $37,900 Building $327,100 | $365,000 Land $37,900 Building $327,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber · Cable in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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