3293 Ross Ln, Duluth, MN 55810 Property Records

St. Louis County property record for 3293 Ross Ln, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,092 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$177,969 (Nov 2007)
Tax Bill	$3,940 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`450-0010-01867`

Property Details

APN / Parcel Number

Primary APN	`450-0010-01867`
Alternative APN	`856084`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Gross Area
1st Floor Area	1,092 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	120 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	856084
Street Address	3293 ROSS LN
City	DULUTH
State	MN
Zip	55810-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	W1/2 OF S1/2 OF NE1/4 OF NW1/4 EX S1/2 SERIAL #
Legal Range	15W
Legal Township	49N
Legal Section	09
Legal Subdivision	MIDWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1013
Census Tract	10200

Owner

Source: St. Louis County records · APN 450-0010-01867

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3293 ROSS LN, DULUTH, MN 55810-9767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2007 · Amount on Record
Deed Sale	Nov 29, 2007 · Amount on Record
Prior Sale	Oct 25, 2007 · Amount on Record
Deed Document Number	20071068661
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3293 ROSS LN, DULUTH, MN 55810-9767
Document Number	00A1395302
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 02, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3293 ROSS LN DULUTH MN 558109767, DULUTH, MN 55810-9767

Mortgage

Document Number	00A1395302
Date	Nov 05, 2020
Instrument	A1395302

Lender

Name	US BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 04, 2050

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3293 ROSS LN, DULUTH, MN 55810-9767
Document Number	00A1304654
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Mar 06, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3293 ROSS LN DULUTH MN 558109767, DULUTH, MN 55810-9767

Mortgage

Document Number	00A1304654
Date	Feb 23, 2017
Instrument	A1304654

Lender

Name	US BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 22, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,940.00 (+2.13%) Homeowner's exemption
2025	$3,858.00 (+1.47%) Homeowner's exemption	$402,900 (+6.79%) Land $56,500 Building $346,400	$402,900 (+6.79%) Land $56,500 Building $346,400
2024	$3,802.00	$377,300 (+16.77%) Land $53,700 Building $323,600	$377,300 (+16.77%) Land $53,700 Building $323,600
2022		$323,100 Land $50,300 Building $272,800	$323,100 Land $50,300 Building $272,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber · Cable in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AirFiber Fixed Wireless	100 / 20

Based on FCC filings for 39 locations within half a mile of this property.

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