3261 Ross Ln, Duluth, MN 55810 Property Records

St. Louis County property record for 3261 Ross Ln, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,878 sqft · built 2017
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$33,000 (May 2012)
Tax Bill	$3,694 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Aug 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`450-0010-01936`

Property Details

APN / Parcel Number

Primary APN	`450-0010-01936`
Alternative APN	`518663`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,878 sqft Gross Area
1st Floor Area	1,878 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	1,576 sqft

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	Deck Area
Cabin	576 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	518663
Street Address	3261 ROSS LN
City	DULUTH
State	MN
Zip	55810-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 OF W1/2 OF SE1/4 OF NW1/4 SERIAL #
Legal Range	15W
Legal Township	49N
Legal Section	09
Legal Subdivision	MIDWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1013
Census Tract	10200

Owner

Source: St. Louis County records · APN 450-0010-01936

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1066, DULUTH, MN 55810-0066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · VA Mortgage REPUBLIC BK
Aug 04, 2017	Trustee's Deed, Construction Loan · Construction Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2012 · Amount on Record
Deed Sale	May 14, 2012 · Amount on Record
Deed Document Number	20121186599
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3261 ROSS LN, DULUTH, MN 55810-9767
Document Number	00A1337153
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 09, 2018
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3261 ROSS LN DULUTH MN 55810, DULUTH, MN 55810

Mortgage

Document Number	00A1337153
Date	Jul 24, 2018
Instrument	A1337153

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 04, 2017
Property Address	3261 ROSS LN, DULUTH, MN 55810-9767
Instrument Date	Jul 31, 2017
Instrument	A1314738
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1234 ROSS LN DULUTH MN 55810, DULUTH, MN 55810

Mortgage

Document Number	00A1314738
Date	Aug 04, 2017
Instrument	A1314738

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 03, 2018

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Midway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,694.00 (+31.83%) Homeowner's exemption
2025	$2,802.00 (+15.59%) Homeowner's exemption	$688,200 (+21.78%) Land $93,400 Building $594,800	$688,200 (+21.78%) Land $93,400 Building $594,800
2024	$2,424.00	$565,100 (+17.51%) Land $65,200 Building $499,900	$565,100 (+17.51%) Land $65,200 Building $499,900
2022		$480,900 Land $59,400 Building $421,500	$480,900 Land $59,400 Building $421,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2019, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Fiber	2,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AirFiber	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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