Polk County property record for 329 Gretna Ln, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,358 sqft · built 2006 |
| Lot Size | 1.07 acres (46,653 sqft) |
| Owner | Company Name on Record |
| Last Sale | $78,000 (Jan 2015) |
| Tax Bill | $2,432 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-28-691002-000100 |
| Primary APN | 26-29-28-691002-000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,358 sqft Living Area |
| Gross Area | 1,776 sqft |
| 1st Floor Area | 1,358 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 46,653 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Porch |
| Street Address | 329 GRETNA LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-6179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE ACRES PHASE III UNIT 1 PB 107 PG 1 LOT 10 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | RIDGE ACRES PHASE III UNIT 1 |
| Legal Phase | III |
| Legal Tract | 691002 |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Legal Unit | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 14501 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6836 CARNEGIE BLVD, 320, CHARLOTTE, NC 28211-4399 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| Aug 9, 2018 | Grant Deed, Mortgage · Line of Credit COMMONWEALTH ANNUITY & LIFE IN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2015 · Amount on Record |
| Deed Sale | Jan 5, 2015 · Amount on Record |
| Prior Sale | Mar 28, 2014 |
| Deed Document Number | 20151177 |
| Deed Book / Page | 9422 / 762 |
| Prior Transfer Date | Mar 27, 2014 |
| Prior Transfer Doc | 0000053965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 329 GRETNA LN, WINTER HAVEN, FL 33880-6179 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000321715 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 12516/990 |
| Instrument | 2022321715 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 9, 2018 |
| Property Address | 329 GRETNA LN, WINTER HAVEN, FL 33880-6179 |
| Document Number | 0105761477 |
| Book / Page | 010576 / 001477 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 170056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | WESTCOR INVESTOR SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6836 MORRISON BLVD #300 CHARLOTTE NC 282114399, 300, CHARLOTTE, NC 28211-4399 |
| Document Number | 105761477 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 010576/001477 |
| Instrument | 170056 |
| Name | COMMONWEALTH ANNUITY & LIFE IN |
|---|---|
| Address | 4 WORLD TRADE CTR 51ST # 150, NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,483 (+6.67%) Land $32,925 Building $161,558 | $194,483 (-1.07%) Land $32,925 Building $161,558 | |
| 2025 | $2,432.00 (-9.89%) | $182,322 (-7.27%) | $196,590 (-0.01%) Land $32,925 Building $163,665 |
| 2023 | $2,699.00 (+9.32%) | $196,614 (+12.87%) Land $24,725 Building $171,889 | $196,614 (+12.87%) Land $24,725 Building $171,889 |
| 2022 | $2,469.00 | $174,189 Land $20,871 Building $153,318 | $174,189 Land $20,871 Building $153,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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