Polk County property record for 321 Gretna Ln, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,730 sqft · built 2006 |
| Lot Size | 0.684 acres (29,804 sqft) |
| Owner | Company Name on Record |
| Last Sale | $96,000 (Apr 2017) |
| Tax Bill | $2,788 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-28-691002-000080 |
| Primary APN | 26-29-28-691002-000080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,130 sqft |
| 1st Floor Area | 1,730 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 29,804 sqft (0.684 acres) |
| Lot Dimensions | 298 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 20 sqft |
| Street Address | 321 GRETNA LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-6179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE ACRES PHASE III UNIT 1 PB 107 PG 1 LOT 8 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | RIDGE ACRES PHASE III UNIT 1 |
| Legal Phase | III |
| Legal Tract | 691002 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Legal Unit | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 14501 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GOLDMAN SACHS MORTGAGE COMPANY |
| Jul 23, 2021 | Intrafamily Transfer, Transfer SELENE TITLE LLC |
| Jun 18, 2019 | Warranty Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| Apr 10, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2017 · Amount on Record |
| Deed Sale | Apr 10, 2017 · Amount on Record |
| Prior Sale | Jan 27, 2016 |
| Deed Document Number | 201767593 |
| Deed Book / Page | 10114 / 449 |
| Last Transfer Date | Jul 16, 2021 |
| Transfer Doc | 0000191018 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 321 GRETNA LN, WINTER HAVEN, FL 33880-6179 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | SELENE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000194578 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 11820/1740 |
| Instrument | 2021194578 |
| Name | GOLDMAN SACHS MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10282 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 23, 2021 |
| Property Address | 321 GRETNA LN, WINTER HAVEN, FL 33880-6179 |
| Document Number | 0000191018 |
| Book / Page | 11815 / 680 |
| Map Reference | MB 91 PG 42 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021191018 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | SELENE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 18, 2019 |
| Property Address | 321 GRETNA LN, WINTER HAVEN, FL 33880-6179 |
| Document Number | 0108782227 |
| Book / Page | 010878 / 002227 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 126533 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 S 6TH ST #2100 MINNEAPOLIS MN 554021823, 2100, MINNEAPOLIS, MN 55402-1823 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 10, 2017 |
| Property Address | 321 GRETNA LN, WINTER HAVEN, FL 33880-6179 |
| Document Number | 0101140449 |
| Book / Page | 010114 / 000449 |
| Instrument Date | Apr 4, 2017 |
| Instrument | 67593 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $672.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 S 6TH ST #2100 MINNEAPOLIS MN 554021823, 2100, MINNEAPOLIS, MN 55402-1823 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,788.00 (-19.65%) | $215,689 (-2.09%) Land $21,275 Building $194,414 | $215,689 (-2.09%) Land $21,275 Building $194,414 |
| 2024 | $3,470.00 (+3.99%) | ||
| 2023 | $3,337.00 (+8.98%) | $220,290 (+11.78%) Land $15,975 Building $204,315 | $220,290 (+11.78%) Land $15,975 Building $204,315 |
| 2022 | $3,062.00 | $197,078 Land $13,484 Building $183,594 | $197,078 Land $13,484 Building $183,594 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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