Polk County property record for 318 Gretna Ln, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,176 sqft · built 2005 |
| Lot Size | 1.25 acres (54,585 sqft) |
| Owner | Company Name on Record |
| Last Sale | $144,500 (May 2019) |
| Tax Bill | $2,865 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer May 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 26-29-28-691002-000240 |
| Primary APN | 26-29-28-691002-000240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 54,585 sqft |
| View / Lot | Commercial/Industrial |
| Porch | Florida Room |
| Porch Area | 306 sqft |
| Utility Building | 384 sqft |
| Street Address | 318 GRETNA LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-6161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE ACRES PHASE III UNIT 1 PB 107 PG 1 LOT 24 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | RIDGE ACRES PHASE III UNIT 1 |
| Legal Phase | III |
| Legal Tract | 691002 |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Legal Unit | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 14501 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11692 MAC MURRAY ST, GARDEN GROVE, CA 92841-2315 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 27, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| May 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on Record |
| Deed Sale | May 13, 2019 · Amount on Record |
| Prior Sale | Jun 12, 2015 · Amount on Record |
| Deed Document Number | 201997394 |
| Deed Book / Page | 10839 / 607 |
| Last Transfer Date | Sep 29, 2021 |
| Transfer Doc | 0000279720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 27, 2021 |
| Property Address | 318 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Document Number | 0000279720 |
| Book / Page | 11954 / 2070 |
| Map Reference | MB 107 PG 1 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021279720 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11629 MAC MURRAY ST, GARDEN GROVE, CA 92841-2332 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 13, 2019 |
| Property Address | 318 GRETNA LN, WINTER HAVEN, FL 33880-6161 |
| Document Number | 0108390607 |
| Book / Page | 010839 / 000607 |
| Instrument Date | May 6, 2019 |
| Instrument | 97394 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,011.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 318 GRETNA LN WINTER HAVEN FL 338806161, WINTER HAVEN, FL 33880-6161 |
| Document Number | 108390609 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 010839/000609 |
| Instrument | 97395 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,635 (+1%) Land $24,325 Building $214,310 | $238,635 (+4.5%) Land $24,325 Building $214,310 | |
| 2025 | $2,865.00 (-8.38%) | $216,937 (-7.69%) | $228,349 (-2.83%) Land $24,325 Building $204,024 |
| 2023 | $3,127.00 (+9.87%) | $234,997 (+14.09%) Land $18,325 Building $216,672 | $234,997 (+14.09%) Land $18,325 Building $216,672 |
| 2022 | $2,846.00 | $205,982 Land $15,505 Building $190,477 | $205,982 Land $15,505 Building $190,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 115.8 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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