329 E Reed St, Ute, IA 51060 Property Records

Monona County property record for 329 E Reed St, Ute, IA 51060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,498 sqft · built 1963
Lot Size	0.339 acres (14,767 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Mar 2026)
Tax Bill	$1,550 (2026)
Deeds & Mortgages	Sep 2007 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`844226376023`

Property Details

APN / Parcel Number

Primary APN	`844226376023`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,180 sqft
Finished Basement	600 sqft
Unfinished Basement	580 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,767 sqft (0.339 acres)
Lot Dimensions	142 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	329 E REED ST
City	UTE
State	IA
Zip	51060-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10,11 BLK 8 & VAC ST 4'X142' ON E SIDE OF LOT 10 LARSENS ADDITION
Legal Subdivision	LARSENS ADDITION
Jurisdiction	MONONA IA
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1077
Census Tract	960400

Owner

329 E Reed St is owned and occupied by two individuals who bought it in March 2026.

Source: Monona County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	329 E REED ST, UTE, IA 51060-1024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2007	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Mar 12, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
May 27, 2014	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Prior Sale	May 27, 2014 · Amount on File
Deed Document Number	2026389
Record Updated	Oct 29, 2026

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	329 E REED ST, UTE, IA 51060-1024
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000054/073
Date	Sep 10, 2007
Book Page	054/073
Instrument	07-1653

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Mar 12, 2026
Property Address	329 E REED ST, UTE, IA 51060-1024
Document Number	0020260389
Instrument Date	Mar 12, 2026
Instrument	2026-0389
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	329 E REED ST, UTE, IA 51060-1024

Mortgage

Document Number	0020260390
Date	Mar 12, 2026
Instrument	2026-0390

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2036

May 2014: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MONONA IA
Recording Date	May 27, 2014
Property Address	329 E REED ST, UTE, IA 51060-1024
Document Number	000093/136
Book / Page	093 / 136
Instrument Date	May 23, 2014
Instrument	14-0737
Transaction Type	Foreclosure
Record Updated	Mar 24, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 E CUMMINGS ST, UTE, IA 51060-1041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 E REED ST, UTE, IA 51060-1024
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 329 E Reed St was $1,550 with a homeowner's exemption.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Ute City
Unified School District	Charter Oak-Ute Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,550.00 Homeowner's exemption	$126,615 (-0.29%) Land $6,961 Building $119,654	$126,615 (-0.29%) Land $6,961 Building $119,654
2025	$1,550.00 (+30.91%) Homeowner's exemption	$126,984 (+32.22%) Land $6,961 Building $120,023	$126,984 Land $6,961 Building $120,023
2024	$1,184.00	$96,037 (-) Land $6,961 Building $89,076
2023		$96,037 (+12.39%) Land $6,961 Building $89,076	$96,037 Land $6,961 Building $89,076
2022	$1,324.00 Homeowner's exemption	$85,446
2021			$85,446

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 329 E Reed St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 329 E Reed St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WATER SUPPLY serves 338 people · EPA ID IA6762043
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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