317 E Reed St, Ute, IA 51060 Property Records

Monona County property record for 317 E Reed St, Ute, IA 51060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,406 sqft · built 1920
Lot Size	0.245 acres (10,672 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Aug 2025)
Tax Bill	$964 (2026)
Deeds & Mortgages	Jun 2022 Foreclosure Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`844226376021`

Property Details

APN / Parcel Number

Primary APN	`844226376021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	930 sqft
Attic	Attic
Attic Area	492 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	10,672 sqft (0.245 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	126 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	317 E REED ST
City	UTE
State	IA
Zip	51060-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOT 14 & ALL LOT 15 BLK 8 LARSENS ADDITION
Legal Subdivision	LARSENS ADD
Jurisdiction	MONONA IA
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1077
Census Tract	960400

Owner

317 E Reed St is owned and occupied by an individual who bought it in August 2025.

Source: Monona County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	317 E REED ST, UTE, IA 51060-1024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Legal Action/Court Order, Foreclosure · Conventional Mortgage UNITED BANK OF IOWA
Jul 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Jun 30, 2022 · Amount on File
Deed Document Number	20251152
Record Updated	Oct 29, 2026

June 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	MONONA IA
Recording Date	Jun 30, 2022
Property Address	317 E REED ST, UTE, IA 51060-1024
Document Number	0020221071
Instrument Date	Jun 23, 2022
Instrument	2022-1071
Transaction Type	Foreclosure
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E REED ST, UTE, IA 51060-1024

Mortgage

Document Number	0020221131
Date	Jul 12, 2022
Instrument	2022-1131

Lender

Name	UNITED BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Jul 30, 2018
Property Address	317 E REED ST, UTE, IA 51060-1024
Document Number	0000099/92
Book / Page	99 / 92
Instrument Date	Jul 26, 2018
Instrument	0000018-0662
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E REED ST, UTE, IA 51060-1024

Tax Assessment & Valuation

The 2026 property tax bill for 317 E Reed St was $964.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Ute City
Unified School District	Charter Oak-Ute Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$964.00	$72,182 (-0.1%) Land $5,906 Building $66,276	$72,182 (-0.1%) Land $5,906 Building $66,276
2025	$964.00 (+31.34%)	$72,252 (+35.72%) Land $5,906 Building $66,346	$72,252 Land $5,906 Building $66,346
2024	$734.00	$53,235 (+13.09%) Land $5,906 Building $47,329
2023		$47,073 (+4.36%)	$53,235 Land $5,906 Building $47,329
2022	$814.00	$45,107
2021			$45,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 317 E Reed St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 317 E Reed St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WATER SUPPLY serves 338 people · EPA ID IA6762043
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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