311 E Reed St, Ute, IA 51060 Property Records

Monona County property record for 311 E Reed St, Ute, IA 51060

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 1973
Lot Size	0.245 acres (10,672 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Sep 2020)
Tax Bill	$1,048 (2026)
Deeds & Mortgages	Feb 2005 Line of Credit Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`844226376020`

Property Details

APN / Parcel Number

Primary APN	`844226376020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	450 sqft
Unfinished Basement	558 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	10,672 sqft (0.245 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	1,008 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Deck Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	311 E REED ST
City	UTE
State	IA
Zip	51060-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 & E 1/2 LOT 17 BLK 8 LARSENS ADDITION
Legal Subdivision	LARSENS ADD
Jurisdiction	MONONA IA
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1077
Census Tract	960400

Owner

311 E Reed St is owned and occupied by an individual who bought it in September 2020.

Source: Monona County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	311 E REED ST, UTE, IA 51060-1024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2005	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Sep 11, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Deed Document Number	20201142
Record Updated	Oct 29, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	311 E REED ST, UTE, IA 51060-1024
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000046/064
Date	Feb 1, 2005
Book Page	046/064
Instrument	05-0238

Lender

Name	COMMUNITY BANK
Type	Bank
Address	UTE, IA 51060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2010

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Sep 11, 2020
Property Address	311 E REED ST, UTE, IA 51060-1024
Document Number	0020201142
Instrument Date	Aug 24, 2020
Instrument	2020-1142
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	311 E REED ST, UTE, IA 51060-1024

Tax Assessment & Valuation

The 2026 property tax bill for 311 E Reed St was $1,048 with a homeowner's exemption.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Ute City
Unified School District	Charter Oak-Ute Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,048.00 Homeowner's exemption	$103,767 (-0.23%) Land $5,906 Building $97,861	$103,767 (-0.23%) Land $5,906 Building $97,861
2025	$1,048.00 (+40.86%)	$104,007 Land $5,906 Building $98,101	$104,007 Land $5,906 Building $98,101
2024	$744.00
2023		$77,911 (+18.54%) Land $5,906 Building $72,005	$77,911 Land $5,906 Building $72,005
2022	$1,202.00	$65,728 Land $2,756 Building $62,972
2021			$65,728 Land $2,756 Building $62,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 E Reed St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 E Reed St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WATER SUPPLY serves 338 people · EPA ID IA6762043
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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