308 E Reed St, Ute, IA 51060 Property Records

Monona County property record for 308 E Reed St, Ute, IA 51060

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,296 sqft · built 1969
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on File
Last Sale	$89,500 (Jun 2018)
Tax Bill	$1,070 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`844226376032`

Property Details

APN / Parcel Number

Primary APN	`844226376032`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,296 sqft
Finished Basement	550 sqft
Unfinished Basement	746 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	150 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	320 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	308 E REED ST
City	UTE
State	IA
Zip	51060-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LOT 1 BLK 7 LARSENS ADDITION
Legal Subdivision	LARSENS ADD
Jurisdiction	MONONA IA
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1086
Census Tract	960400

Owner

308 E Reed St is owned and occupied by an individual who bought it in June 2018.

Source: Monona County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	308 E REED ST, UTE, IA 51060-1024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Jun 4, 2018	Warranty Deed, Transfer
May 29, 2018	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Deed Document Number	201818-0494
Deed Book / Page	99 / 42
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	308 E REED ST, UTE, IA 51060-1024
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000074/101
Date	Mar 30, 2017
Book Page	074/101
Instrument	17-0275

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Type	Bank
Address	MAPLETON, IA 51034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 15, 2032

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	308 E REED ST, UTE, IA 51060-1024
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211067
Date	Jul 14, 2021
Instrument	2021-1067

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Jun 4, 2018
Property Address	308 E REED ST, UTE, IA 51060-1024
Document Number	0000099/42
Book / Page	99 / 42
Instrument Date	May 31, 2018
Instrument	0000018-0494
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E REED ST, UTE, IA 51060-1024

May 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONONA IA
Recording Date	May 29, 2018
Property Address	308 E REED ST, UTE, IA 51060-1024
Document Number	0000099/32
Book / Page	99 / 32
Instrument Date	May 24, 2018
Instrument	E18-0285
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 N HICKORY BLVD, PLEASANT HILL, IA 50327-7110

Tax Assessment & Valuation

The 2026 property tax bill for 308 E Reed St was $1,070 with a homeowner's exemption.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Ute City
Unified School District	Charter Oak-Ute Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,070.00 Homeowner's exemption	$114,234 (-0.32%) Land $7,435 Building $106,799	$114,234 (-0.32%) Land $7,435 Building $106,799
2025	$1,070.00 (+46.98%)	$114,604 Land $7,435 Building $107,169	$114,604 Land $7,435 Building $107,169
2024	$728.00
2023		$85,088 (+11.49%) Land $7,435 Building $77,653	$85,088 Land $7,435 Building $77,653
2022	$1,166.00 Homeowner's exemption	$76,316
2021			$76,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 E Reed St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 E Reed St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WATER SUPPLY serves 338 people · EPA ID IA6762043
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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