Monona County property record for 328 E Reed St, Ute, IA 51060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1969 |
| Lot Size | 0.822 acres (35,806 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Sep 2012) |
| Tax Bill | $1,784 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 844226376030 |
| Primary APN | 844226376030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,806 sqft (0.822 acres) |
| Lot Dimensions | 165 ft deep x 217 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,740 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 328 E REED ST |
|---|---|
| City | UTE |
| State | IA |
| Zip | 51060-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 & N 15' LOT 4 BLK 7 LARSENS ADDITION |
| Legal Subdivision | LARSENS ADDITION |
| Jurisdiction | MONONA IA |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 960400 |
Source: Monona County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 328 E REED ST, UTE, IA 51060-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2012 · Amount on Record |
| Deed Sale | Sep 21, 2012 · Amount on Record |
| Deed Document Number | 20121321 |
| Deed Book / Page | 46 / 93 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONA IA |
| Property Address | 328 E REED ST, UTE, IA 51060-1024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020210809 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2021-0809 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Monona County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Monona County |
| Municipality | Ute City |
| Unified School District | Charter Oak-Ute Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,784.00 | $133,521 (-0.08%) Land $10,135 Building $123,386 | $133,521 (-0.08%) Land $10,135 Building $123,386 |
| 2025 | $1,784.00 (+27.79%) | $133,628 (+47.47%) Land $10,135 Building $123,493 | $133,628 (+47.47%) Land $10,135 Building $123,493 |
| 2024 | $1,396.00 (-10.86%) | ||
| 2023 | $90,616 (+2.54%) | $90,616 (+2.54%) | |
| 2022 | $1,566.00 | $88,369 Land $8,279 Building $80,090 | |
| 2021 | $88,369 Land $8,279 Building $80,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WATER SUPPLY serves 338 people · EPA ID IA6762043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable | 1,500 / 50 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Western Iowa Wireless.
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