3221 Buckingham Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3221 Buckingham Way, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,820 sqft · built 2018
Lot Size	0.357 acres (15,594 sqft)
Owner	Individual Name on Record
Last Sale	$340,935 (Mar 2018)
Tax Bill	$10,808 (2025)
Deeds & Mortgages	Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`120397`

Property Details

APN / Parcel Number

Primary APN	`120397`
Alternative APN	`152630070000010330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,820 sqft Heated Area
Gross Area	3,728 sqft
1st Floor Area	2,820 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,594 sqft (0.357 acres)
Lot Dimensions	130 ft deep x 120 ft wide
Garage Type	Finished
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	150 sqft
Porch	Open Porch
Porch Area	329 sqft
Deck Area	720 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	120397
Street Address	3221 BUCKINGHAM WAY
City	SAINT CLOUD
State	FL
Zip	34772-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 33
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	1
Legal Lot Number	33
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2020
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3221 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	May 7, 2014
Deed Document Number	2018040183
Deed Book / Page	5299 / 0660
Record Updated	Jun 8, 2026

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 9, 2018
Property Address	3221 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8746
Document Number	0052990660
Book / Page	005299 / 000660
Instrument Date	Feb 28, 2018
Instrument	40183
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	PSH TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,386.54
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3221 BUCKINGHAM WAY ST CLOUD FL 347728746, ST CLOUD, FL 34772-8746

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,808.00 (+11.1%)	$495,800 (+11.39%) Land $100,000 Building $395,800	$495,800 (+11.39%) Land $100,000 Building $395,800
2023	$9,728.00 (+53.56%)	$445,100 (+45.05%) Land $80,000 Building $365,100	$445,100 (+9.25%) Land $80,000 Building $365,100
2022	$6,335.00 Homeowner's exemption	$306,855	$407,400 Land $78,000 Building $329,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100