Kenton County property record for 3273 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,579 sqft · built 2002 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Aug 2017) |
| Tax Bill | $2,834 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-01-140.00 |
| Primary APN | 059-20-01-140.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,579 sqft Finished Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 129 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3273 SUMMITRUN DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER RIDGE SEC 8 LOT 140 |
| Legal Subdivision | CLOVER RIDGE |
| Legal Phase | 8 |
| Legal Lot Number | 140 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 66802 |
3273 Summitrun Dr is owned and occupied by two individuals who bought it in August 2017.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3273 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK INC |
| Aug 15, 2017 | Grant Deed, Transfer · FHA Mortgage STOCKTON MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2017 · Amount on File |
| Deed Sale | Aug 15, 2017 · Amount on File |
| Prior Sale | Sep 30, 2003 · Amount on File |
| Deed Document Number | 201708 15 059 00232 |
| Deed Book / Page | 3985 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3273 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3273 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0005900116 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | KCM 508/364 |
| Instrument | 23112005900116 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 15, 2017 |
| Property Address | 3273 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0000000232 |
| Book / Page | I3985 / 000001 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 232 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3273 SUMMITRUN DR INDEPENDENCE KY 410516708, INDEPENDENCE, KY 41051-6708 |
| Document Number | 234 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 0I3985/000005 |
| Instrument | 234 |
| Name | STOCKTON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2047 |
The 2025 property tax bill for 3273 Summitrun Dr was $2,834.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,700 (-) Land $35,000 Building $208,700 | $243,700 (-) Land $35,000 Building $208,700 | |
| 2025 | $2,834.00 | $243,700 Land $35,000 Building $208,700 | $243,700 Land $35,000 Building $208,700 |
| 2023 | $2,445.00 | $193,800 Land $30,000 Building $163,800 | $193,800 Land $30,000 Building $163,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3273 Summitrun Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3273 Summitrun Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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