3277 Summitrun Dr, Independence, KY 41051 Property Records

Kenton County property record for 3277 Summitrun Dr, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,833 sqft · built 2002
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Aug 2021)
Tax Bill$3,112 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN059-20-01-139.00

Property Details

APN / Parcel Number

Primary APN059-20-01-139.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,833 sqft Finished Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3277 SUMMITRUN DR
CityINDEPENDENCE
StateKY
Zip41051-6708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLOVER RIDGE SEC 8 LOT 139
Legal SubdivisionCLOVER RIDGE
Legal Phase8
Legal Lot Number139
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2000
Census Tract66802

Owner

3277 Summitrun Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3277 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Warranty Deed, Transfer · Conventional Mortgage
L&N FCU
Jul 25, 2019Warranty Deed, Transfer
VICTORY CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2021 · Amount on File
Deed SaleAug 2, 2021 · Amount on File
Prior SaleJul 25, 2019 · Amount on File
Deed Document Number20215900028
Deed Book / Page107 / 942
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 2, 2021
Property Address3277 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708
Document Number0005900028
Book / Page107 / 942
Map ReferenceSL A-442
Instrument DateJul 26, 2021
Instrument21080205900028
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyTECHNETITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3277 SUMMITRUN DR, 3277, INDEPENDENCE, KY 41051-6708

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3277 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708

Mortgage

Document Number0005900029
DateAug 2, 2021
Book Page250/247
Instrument21080205900029
Lender
NameL&N FCU
TypeCredit Union
AddressLOUISVILLE, KY 40229
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 25, 2019
Property Address3277 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708
Document Number0000000009
Book / Page0I4299 / 000015
Instrument DateJul 22, 2019
Instrument9
Transaction TypeTransfer
Record UpdatedAug 8, 2019
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$189.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3277 SUMMITRUN DR INDEPENDENCE KY 410516708, INDEPENDENCE, KY 41051-6708

Mortgage

Document Number10
DateJul 25, 2019
Book Page0I4299/000018
Instrument10
Lender
NameVICTORY CMNTY BK
TypeBank
AddressFORT MITCHELL, KY 41017
Agreement
AmountAmount on Record
Term360 Months
DueJul 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3277 Summitrun Dr was $3,112.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$267,600 (-) Land $35,000 Building $232,600$267,600 (-) Land $35,000 Building $232,600
2025$3,112.00$267,600 Land $35,000 Building $232,600$267,600 Land $35,000 Building $232,600
2023$3,281.00$260,000 Land $30,000 Building $230,000$260,000 Land $30,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3277 Summitrun Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3277 Summitrun Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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