3262 Summitrun Dr, Independence, KY 41051 Property Records

Kenton County property record for 3262 Summitrun Dr, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,132 sqft · built 2002
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$118,870 (Jul 2002)
Tax Bill	$2,379 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`059-20-01-149.00`

Property Details

APN / Parcel Number

Primary APN	`059-20-01-149.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,132 sqft Finished Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3262 SUMMITRUN DR
City	INDEPENDENCE
State	KY
Zip	41051-6706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVER RIDGE SEC 8 LOT 149
Legal Subdivision	CLOVER RIDGE
Legal Phase	8
Legal Lot Number	149
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2001
Census Tract	66802

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3262 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2002 · Amount on Record
Deed Sale	Jul 22, 2002 · Amount on Record
Prior Sale	May 9, 2002 · Amount on Record
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3262 SUMMITRUN DR, INDEPENDENCE, KY 41051-6706
Document Number	0000000119
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3262 SUMMITRUN DR INDEPENDENCE KY 410516706, INDEPENDENCE, KY 41051-6706

Mortgage

Document Number	0000000119
Date	Aug 9, 2018
Book Page	0I4146/000023
Instrument	119

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2028

Interest

Rate Type	Adjustable Rate
Rate	3.74%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,600 (-) Land $35,000 Building $169,600	$204,600 (-) Land $35,000 Building $169,600
2025	$2,379.00 (+35.17%)	$204,600 (+46.67%) Land $35,000 Building $169,600	$204,600 (+46.67%) Land $35,000 Building $169,600
2023	$1,760.00	$139,500 Land $30,000 Building $109,500	$139,500 Land $30,000 Building $109,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20