Kenton County property record for 3281 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,251 sqft · built 2002 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jan 2018) |
| Tax Bill | $2,585 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-01-138.00 |
| Primary APN | 059-20-01-138.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,251 sqft Finished Area |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0592001138.00 |
|---|---|
| Street Address | 3281 SUMMITRUN DR |
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER RIDGE SEC 7 LOT 138 |
| Legal Subdivision | CLOVER RIDGE |
| Legal Phase | 7 |
| Legal Lot Number | 138 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 66802 |
Source: Kenton County records · APN 059-20-01-138.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3281 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 09, 2018 | Grant Deed, Transfer · FHA Mortgage SIBCY CLINE MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2018 · Amount on Record |
| Deed Sale | Jan 09, 2018 · Amount on Record |
| Prior Sale | Jun 28, 2002 · Amount on Record |
| Deed Document Number | 0004053157 |
| Deed Book / Page | 4053 / 157 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3281 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0005900249 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 281/316 |
| Instrument | 21100505900249 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 09, 2018 |
| Property Address | 3281 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0000000102 |
| Book / Page | 0I4053 / 000157 |
| Instrument Date | Jan 02, 2018 |
| Instrument | 102 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | SIBCY CLINE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3281 SUMMITRUN DR INDEPENDENCE KY 410516708, INDEPENDENCE, KY 41051-6708 |
| Document Number | 104 |
|---|---|
| Date | Jan 09, 2018 |
| Book Page | 0I4053/000164 |
| Instrument | 104 |
| Name | SIBCY CLINE MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45236 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 08, 2048 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,585.00 (+24.16%) | $222,300 (+34.73%) Land $35,000 Building $187,300 | $222,300 (+34.73%) Land $35,000 Building $187,300 |
| 2023 | $2,082.00 | $165,000 Land $30,000 Building $135,000 | $165,000 Land $30,000 Building $135,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 250 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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