Kenton County property record for 3269 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,250 sqft · built 2002 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Aug 2023) |
| Tax Bill | $2,733 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-01-141.00 |
| Primary APN | 059-20-01-141.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,250 sqft Finished Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3269 SUMMITRUN DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER RIDGE SEC 8 LOT 141 |
| Legal Subdivision | CLOVER RIDGE |
| Legal Phase | 8 |
| Legal Lot Number | 141 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 66802 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3269 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING |
| Aug 8, 2023 | Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Feb 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Feb 7, 2019 | Loan Modification, Mortgage · Conventional Mortgage KENTUCKY HSNG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on Record |
| Deed Sale | Aug 8, 2023 · Amount on Record |
| Prior Sale | Mar 16, 2015 · Amount on Record |
| Deed Document Number | 2023287 |
| Deed Book / Page | 240 / 398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 13, 2026 |
| Property Address | 3269 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0000007021 |
| Book / Page | 412 / 278 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20267021 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 3269 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007021, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 412/278 |
| Instrument | 20267021 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 8, 2023 |
| Property Address | 3269 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0005900287 |
| Book / Page | KC 240 / 398 |
| Map Reference | SL A-442 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 23080805900287 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4587 HIGHWAY 467, DEMOSSVILLE, KY 41033-9024 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10496 KATY FWY STE 250, 250, HOUSTON, TX 77043-5271 |
| Document Number | 0005900288 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | KCM 483/68 |
| Instrument | 23080805900288 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3269 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0000000066 |
| Instrument Date | Feb 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3269 SUMMITRUN DR INDEPENDENCE KY 410516708, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0000000066 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 0I4234/000260 |
| Instrument | 66 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3269 SUMMITRUN DR, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0000000065 |
| Instrument Date | Feb 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3269 SUMMITRUN DR INDEPENDENCE KY 410516708, INDEPENDENCE, KY 41051-6708 |
| Document Number | 0000000065 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 0I4234/000256 |
| Instrument | 65 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 10, 2044 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,000 (-) Land $35,000 Building $200,000 | $235,000 (-) Land $35,000 Building $200,000 | |
| 2025 | $2,733.00 (+28.92%) | $235,000 (+39.88%) Land $35,000 Building $200,000 | $235,000 (+39.88%) Land $35,000 Building $200,000 |
| 2023 | $2,120.00 (-1.4%) | $168,000 (-) Land $30,000 Building $138,000 | $168,000 (-) Land $30,000 Building $138,000 |
| 2022 | $2,150.00 | $168,000 Land $30,000 Building $138,000 | $168,000 Land $30,000 Building $138,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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