3265 N 40th Ave, Mears, MI 49436 Property Records

Oceana County property record for 3265 N 40th Ave, Mears, MI 49436

Property Summary

Property TypeSingle Family Home
Lot Size8 acres (348,480 sqft)
OwnerCompany Name on Record
Tax Bill$886 (2025)
Deeds & MortgagesJun 2018 Mortgage
Jun 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN006-009-400-04

Property Details

APN / Parcel Number

Primary APN006-009-400-04

Exterior

Lot Area348,480 sqft (8 acres)

Location & Zoning

Street Address3265 N 40TH AVE
CityMEARS
StateMI
Zip49436-8654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3265 N 40TH AVE - SEC 9 T15N R18W -8 A M/L- E 528 FT M/L OF S 1/2 OF SE 1/4 OF SE 1/4 WD-2001/21929 WD-2017/1407 PART TO 400-
Legal Range18W
Legal Township15N
Legal Section09
JurisdictionOCEANA MI
Township / Civil DivisionGOLDEN
Census Block Group2
Census Block2011
Census Tract11000

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3265 N 40TH AVE, MEARS, MI 49436-8654
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2018Deed of Trust, Mortgage · Commercial Mortgage
WEST SHORE BANK
Jun 29, 2018Deed of Trust, Mortgage · Commercial Mortgage
WEST SHORE BANK
Jan 23, 2017Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 23, 2017
Transfer Doc2017/001407
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEANA MI
Property Address3265 N 40TH AVE, MEARS, MI 49436-8654
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/011389
DateJun 29, 2018
Book Page2018/011389
Instrument201800003735
Lender
NameWEST SHORE BANK
TypeBank
AddressLUDINGTON, MI 49431
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEANA MI
Property Address3265 N 40TH AVE, MEARS, MI 49436-8654
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/011379
DateJun 29, 2018
Book Page2018/011379
Instrument201800003734
Lender
NameWEST SHORE BANK
TypeBank
AddressLUDINGTON, MI 49431
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOCEANA MI
Recording DateJan 23, 2017
Property Address3265 N 40TH AVE, MEARS, MI 49436-8654
Document Number2017/001407
Book / Page2017 / 001407
Instrument DateJan 23, 2017
Instrument201700000371
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3265 N 40TH AVE, MEARS, MI 49436-8654

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOceana County
County SubdivisionGolden Township
Unified School DistrictHart Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,700 (+12.78%) Land $69,700$139,400 (+12.78%) Land $139,400
2025$886.00 (+2.43%) Homeowner's exemption$61,800 (+23.35%) Land $61,800$123,600 (+23.35%) Land $123,600
2024$865.00 (+12.78%)
2023$50,100 Land $50,100$100,200 (-) Land $100,200
2022$767.00$100,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA1 of 6
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 40th Ave

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