326 Bluff Dr NE, Hartselle, AL 35640 Property Records

Morgan County property record for 326 Bluff Dr NE, Hartselle, AL 35640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,851 sqft · built 1989
Lot Size	0.982 acres (42,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jun 2025)
Tax Bill	$934 (2022)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-08-34-0-000-030.000`

Property Details

APN / Parcel Number

Primary APN	`12-08-34-0-000-030.000`
Alternative APNs	`29163` `77494`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,851 sqft Living Area
1st Floor Area	1,851 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,810 sqft (0.982 acres)
Lot Dimensions	300 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	77494
Street Address	326 BLUFF DR NE
City	HARTSELLE
State	AL
Zip	35640-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21, BLUFF PARK S/D, MB 7, PG 111, IN SEC 34-T6S-R4W
Legal Range	4W
Legal Township	6S
Legal Section	34
Legal Subdivision	BLUFF PARK S/D
Legal Lot Number	21
Jurisdiction	MORGAN AL
Township / Civil Division	HARTSELLE
Census Block Group	3
Census Block	3062
Census Tract	5306

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	326 BLUFF DR NE, HARTSELLE, AL 35640-4339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 10, 2021	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2021	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 4, 2018	Warranty Deed, Transfer · FHA Mortgage GTC MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Book / Page	2025 / 5720
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	326 BLUFF DR NE, HARTSELLE, AL 35640-4339
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/51027
Date	Nov 12, 2020
Book Page	2020/51027

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Mar 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	326 BLUFF DR NE, HARTSELLE, AL 35640-4339
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/44298
Date	Dec 26, 2019
Book Page	2019/44298

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN AL
Recording Date	Nov 10, 2021
Property Address	326 BLUFF DR NE, HARTSELLE, AL 35640-4339
Document Number	2021/11983
Book / Page	2021 / 11983
Map Reference	MB 7 PG 111
Instrument Date	Nov 8, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 754, HARTSELLE, AL 35640-0754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 BLUFF DR NE, HARTSELLE, AL 35640-4339
Investor	Possibly a Property Investor

Mortgage

Document Number	2021/63215
Date	Nov 10, 2021
Book Page	2021/63215

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN AL
Recording Date	Nov 10, 2021
Property Address	326 BLUFF DR NE, HARTSELLE, AL 35640-4339
Document Number	2021/11983
Book / Page	2021 / 11983
Map Reference	MB 7 PG 111
Instrument Date	Nov 8, 2021
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 754, HARTSELLE, AL 35640-0754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 BLUFF DR NE, HARTSELLE, AL 35640-4339
Investor	Possibly a Property Investor

Mortgage

Document Number	0202163215
Date	Nov 10, 2021
Instrument	2021/63215

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 4, 2018
Property Address	326 BLUFF DR NE, HARTSELLE, AL 35640-4339
Document Number	2018/04647
Book / Page	2018 / 04647
Map Reference	MB7 PG111
Instrument Date	May 24, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	NORTH BEACH TITLE AND ESCROW, NORTH ALABAMA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3505 LITTLE DR SW, HARTSELLE, AL 35640-6013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	326 BLUFF DR NE, HARTSELLE, AL 35640-4339

Mortgage

Document Number	0201816981
Date	Jun 4, 2018
Instrument	2018/16981

Lender

Name	GTC MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Hartselle City
Unified School District	Hartselle City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,730 (-) Land $7,800 Building $22,930	$307,300 (-) Land $78,000 Building $229,300
2024			$307,300 (-) Land $78,000 Building $229,300
2023	Homeowner's exemption Disabled Person's exemption	$30,730 (+23.36%) Land $7,800 Building $22,930	$307,300 (+23.36%) Land $78,000 Building $229,300
2022	$934.00 Homeowner's exemption	$24,910 Land $3,190 Building $21,720	$249,100 Land $31,900 Building $217,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARTSELLE UTILITY BOARD serves 22,233 people · EPA ID AL0001086
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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