320 Bluff Dr NE, Hartselle, AL 35640 Property Records

Morgan County property record for 320 Bluff Dr NE, Hartselle, AL 35640

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,925 sqft · built 1992
Lot Size	0.918 acres (40,000 sqft)
Owner	Individual Name on Record
Last Sale	$447,500 (Mar 2023)
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-08-34-0-000-033.000`

Property Details

APN / Parcel Number

Primary APN	`12-08-34-0-000-033.000`
Alternative APNs	`162442` `29166`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,925 sqft Living Area
1st Floor Area	2,925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	40,000 sqft (0.918 acres)
Lot Dimensions	200 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	162442
Street Address	320 BLUFF DR NE
City	HARTSELLE
State	AL
Zip	35640-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18, BLUFF PARK S/D MB 7, PG 111, SEC 34, T6S, R4W
Legal Range	4W
Legal Township	6S
Legal Section	34
Legal Subdivision	BLUFF PARK S/D
Legal Lot Number	18
Jurisdiction	MORGAN AL
Township / Civil Division	HARTSELLE
Census Block Group	3
Census Block	3062
Census Tract	5306

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	320 BLUFF DR NE, HARTSELLE, AL 35640-4339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
May 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Book / Page	2023 / 2188
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 17, 2023
Property Address	320 BLUFF DR NE, HARTSELLE, AL 35640-4339
Document Number	02023/2188
Book / Page	2023 / 2188
Map Reference	MB 7 PG 111
Instrument Date	Mar 17, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1601 COUNTY ROAD 345, DECATUR, AL 35603-7123

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 BLUFF DR NE, HARTSELLE, AL 35640-4339

Mortgage

Document Number	0020237365
Date	Mar 17, 2023
Instrument	2023/7365

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 17, 2023
Property Address	320 BLUFF DR NE, HARTSELLE, AL 35640-4339
Document Number	02023/2188
Book / Page	2023 / 2188
Map Reference	MB 7 PG 111
Instrument Date	Mar 17, 2023
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1601 COUNTY ROAD 345, DECATUR, AL 35603-7123

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 BLUFF DR NE, HARTSELLE, AL 35640-4339

Mortgage

Document Number	02023/7365
Date	Mar 17, 2023
Book Page	2023/7365

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 18, 2018
Property Address	320 BLUFF DR NE, HARTSELLE, AL 35640-4339
Document Number	2018/04106
Book / Page	2018 / 04106
Map Reference	MB7 PG111
Instrument Date	May 16, 2018
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Tax	$324.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1005, HARTSELLE, AL 35640-1005

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 BLUFF DR NE, HARTSELLE, AL 35640-4339

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Hartselle City
Unified School District	Hartselle City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,713.00 (-45.98%)	$44,700 (-) Land $9,860 Building $34,840	$447,000 (-) Land $98,600 Building $348,400
2024		$44,700 (+11.06%) Land $9,860 Building $34,840	$447,000 (+11.06%) Land $98,600 Building $348,400
2023	$3,171.00	$40,250 (-) Land $3,090 Building $37,160	$402,500 (-) Land $30,900 Building $371,600
2022	$3,171.00	$40,250 Land $3,090 Building $37,160	$402,500 Land $30,900 Building $371,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARTSELLE UTILITY BOARD serves 22,233 people · EPA ID AL0001086
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Nearby Properties on Bluff Dr NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures