328 Bluff Dr NE, Hartselle, AL 35640 Property Records

Morgan County property record for 328 Bluff Dr NE, Hartselle, AL 35640

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,341 sqft · built 1991
Lot Size	0.654 acres (28,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$418,000 (May 2026)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Nov 2012 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-08-34-0-000-029.000`

Property Details

APN / Parcel Number

Primary APN	`12-08-34-0-000-029.000`
Alternative APNs	`156890` `29162`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,341 sqft Living Area
1st Floor Area	1,819 sqft
Upper Floors Area	522 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,500 sqft (0.654 acres)
Lot Dimensions	238 ft deep x 100 ft wide
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	156890
Street Address	328 BLUFF DR NE
City	HARTSELLE
State	AL
Zip	35640-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22, BLUFF PARK SUBDIVISION MB 7, PG 111, SEC 34-T6S-R4W
Legal Range	4W
Legal Township	6S
Legal Section	34
Legal Subdivision	BLUFF PARK SUBDIVISION
Legal Lot Number	22
Jurisdiction	MORGAN AL
Township / Civil Division	HARTSELLE
Census Block Group	3
Census Block	3062
Census Tract	5306

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 BLUFF DR NE, HARTSELLE, AL 35640-4339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Deed Book / Page	2026 / 4685
Record Updated	Sep 20, 2026

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	328 BLUFF DR NE, HARTSELLE, AL 35640-4339
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2012/41203
Date	Nov 1, 2012
Book Page	2012/41203

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2042

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 21, 2026
Property Address	328 BLUFF DR NE, HARTSELLE, AL 35640-4339
Document Number	2026004685
Book / Page	2026 / 4685
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$42,218.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	328 BLUFF DR NE, HARTSELLE, AL 35640-4339

Mortgage

Document Number	2026021256,
Date	May 21, 2026
Book Page	2026/21256

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Hartselle City
Unified School District	Hartselle City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00 Homeowner's exemption	$33,400 (-) Land $5,130 Building $28,270	$334,000 (-) Land $51,300 Building $282,700
2024		$33,400 (-) Land $5,130 Building $28,270	$334,000 (-) Land $51,300 Building $282,700
2023	$1,269.00 Homeowner's exemption	$33,400 (-) Land $5,130 Building $28,270	$334,000 (-) Land $51,300 Building $282,700
2022	$1,269.00 Homeowner's exemption	$33,400 Land $5,130 Building $28,270	$334,000 Land $51,300 Building $282,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARTSELLE UTILITY BOARD serves 22,233 people · EPA ID AL0001086
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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