321 Bluff Dr NE, Hartselle, AL 35640 Property Records

Morgan County property record for 321 Bluff Dr NE, Hartselle, AL 35640

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,596 sqft · built 2017
Lot Size	0.948 acres (41,334 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (May 2020)
Tax Bill	$2,607 (2025)
Deeds & Mortgages	May 2019 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-08-34-0-000-027.000`

Property Details

APN / Parcel Number

Primary APN	`12-08-34-0-000-027.000`
Alternative APNs	`165578` `29160`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,596 sqft Living Area
1st Floor Area	1,798 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	41,334 sqft (0.948 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	420 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	165578
Street Address	321 BLUFF DR NE
City	HARTSELLE
State	AL
Zip	35640-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35, BLUFF PARK SUBDIVISION MB 7, PG 111, SEC 34, T6S, R4W
Legal Range	4W
Legal Township	6S
Legal Section	34
Legal Subdivision	BLUFF PARK SUBDIVISION
Legal Lot Number	35
Jurisdiction	MORGAN AL
Township / Civil Division	HARTSELLE
Census Block Group	3
Census Block	3063
Census Tract	5306

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 BLUFF DR NE, HARTSELLE, AL 35640-4354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Deed of Trust, Mortgage · VA Mortgage REDSTONE FCU
May 22, 2020	Warranty Deed, Transfer · VA Mortgage BROKEN SOLUTION INC
Sep 11, 2017	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	Dec 8, 2015 · Amount on Record
Deed Book / Page	2020 / 4182
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	321 BLUFF DR NE, HARTSELLE, AL 35640-4354
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/15501
Date	May 20, 2019
Book Page	2019/15501

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 22, 2020
Property Address	321 BLUFF DR NE, HARTSELLE, AL 35640-4354
Document Number	02020/4182
Book / Page	2020 / 4182
Map Reference	MB 7 PG 111
Instrument Date	May 21, 2020
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 BLUFF DR NE, HARTSELLE, AL 35640-4354

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 BLUFF DR NE, HARTSELLE, AL 35640-4354

Mortgage

Document Number	2020/20385
Date	May 22, 2020
Book Page	2020/20385

Lender

Name	BROKEN SOLUTION INC
Type	Non-Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 11, 2017
Property Address	321 BLUFF DR NE, HARTSELLE, AL 35640-4354
Document Number	DEED2017/07812
Book / Page	DEED2017 / 07812
Map Reference	MB7 PG11
Instrument Date	Sep 8, 2017
Instrument	DEED2017-07812
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 AUSLEY BEND RD NW, HARTSELLE, AL 35640

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 BLUFF DR NE, HARTSELLE, AL 35640-4354
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG201728894
Date	Sep 11, 2017
Instrument	MTG2017-28894

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Hartselle City
Unified School District	Hartselle City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,607.00 (-0.87%)	$67,360 (-0.9%) Land $2,970 Building $64,390	$673,600 (-0.9%) Land $29,700 Building $643,900
2024		$67,970 (-) Land $2,970 Building $65,000	$679,700 (-) Land $29,700 Building $650,000
2023	$2,630.00 (-0.94%) Homeowner's exemption	$67,970 (-0.9%) Land $2,970 Building $65,000	$679,700 (-0.9%) Land $29,700 Building $650,000
2022	$2,655.00 Homeowner's exemption	$68,590 Land $2,970 Building $65,620	$685,900 Land $29,700 Building $656,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARTSELLE UTILITY BOARD serves 22,233 people · EPA ID AL0001086
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Nearby Properties on Bluff Dr NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures