325 Bluff Dr NE, Hartselle, AL 35640 Property Records

Morgan County property record for 325 Bluff Dr NE, Hartselle, AL 35640

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,224 sqft · built 1993
Lot Size	1.93 acres (84,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jun 2026)
Tax Bill	$1,125 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-08-34-0-000-028.000`

Property Details

APN / Parcel Number

Primary APN	`12-08-34-0-000-028.000`
Alternative APNs	`123115` `29161`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	2,224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	84,220 sqft (1.93 acres)
Lot Dimensions	265 ft deep x 78 ft wide
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	123115
Street Address	325 BLUFF DR NE
City	HARTSELLE
State	AL
Zip	35640-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36, BLUFF PARK SUBDIVISION MB 7, PG 111, SEC 34, T6S, R4W
Legal Range	4W
Legal Township	6S
Legal Section	34
Legal Subdivision	BLUFF PARK SUBDIVISION
Legal Lot Number	36
Jurisdiction	MORGAN AL
Township / Civil Division	HARTSELLE
Census Block Group	3
Census Block	3063
Census Tract	5306

Owner

Source: Morgan County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 BLUFF DR NE, HARTSELLE, AL 35640-4354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Mar 23, 2018	Survivorship Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Book / Page	2026 / 5671
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 12, 2026
Property Address	325 BLUFF DR NE, HARTSELLE, AL 35640-4354
Document Number	2026005671
Book / Page	2026 / 5671
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$43,430.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 BLUFF DR NE, HARTSELLE, AL 35640-4354

Mortgage

Document Number	2026025780,
Date	Jun 12, 2026
Book Page	2026/25780

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 23, 2018
Property Address	325 BLUFF DR NE, HARTSELLE, AL 35640-4354
Document Number	2018/02264
Book / Page	2018 / 02264
Map Reference	MB7 PG111
Instrument Date	Mar 22, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 BELLEMEADE ST SW, 908, HARTSELLE, AL 35640-5014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 BLUFF DR NE, HARTSELLE, AL 35640-4354

Mortgage

Document Number	0020188480
Date	Mar 23, 2018
Instrument	2018/8480

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Hartselle City
Unified School District	Hartselle City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00 Homeowner's exemption	$29,770 (-) Land $4,840 Building $24,930	$297,700 (-) Land $48,400 Building $249,300
2024		$29,770 (-) Land $4,840 Building $24,930	$297,700 (-) Land $48,400 Building $249,300
2023	$1,125.00 Homeowner's exemption	$29,770 (-) Land $4,840 Building $24,930	$297,700 (-) Land $48,400 Building $249,300
2022	$1,125.00 Homeowner's exemption	$29,770 Land $4,840 Building $24,930	$297,700 Land $48,400 Building $249,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARTSELLE UTILITY BOARD serves 22,233 people · EPA ID AL0001086
Water Source	Purchased surface water from DECATUR, MUNICIPAL UB OF
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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