Harford County property record for 325 Spruce Pine Rd, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 4.5 ba · 2,558 sqft · built 2017 |
| Lot Size | 0.084 acres (3,672 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $459,000 (Jan 2021) |
| Tax Bill | $5,801 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398854 |
| Primary APN | 01-398854 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,558 sqft Total Area |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,672 sqft (0.084 acres) |
| Garage Type | Mixed |
| Garage Area | 535 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 360 sqft |
| Balcony Area | 960 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398854 |
|---|---|
| Street Address | 325 SPRUCE PINE RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2739 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R1COS |
| Legal Description | LOT 127 3672 SF 325 SPRUCE PINE ROAD LAUREL RIDGE 144/14 |
| Legal Subdivision | LAUREL RDG FINAL 3 |
| Legal Lot Number | 127 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 301108 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 325 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI NAVY FCU |
| Feb 10, 2017 | Deed, Transfer · FHA Mortgage TBI MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on Record |
| Deed Sale | Jan 27, 2021 · Amount on Record |
| Prior Sale | Feb 10, 2017 · Amount on Record |
| Deed Book / Page | 14440 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 27, 2021 |
| Property Address | 325 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Document Number | 0144400186 |
| Book / Page | 14440 / 186 |
| Map Reference | MB 144 FO 14 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 325 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Document Number | 0014440193 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 14440/193 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 325 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Document Number | 0139210028 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 325 SPRUCE PINE RD ABINGDON MD 210092739, ABINGDON, MD 21009-2739 |
| Document Number | 0139210028 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 013921/000028 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 16, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 10, 2017 |
| Property Address | 325 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Document Number | 0122230485 |
| Book / Page | 12223 / 0485 |
| Map Reference | MB144 FO14 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 12223-0485 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,005.59 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 325 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Document Number | 122230490 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 12223-0490 |
| Name | TBI MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,801.00 (+11.09%) Homeowner's exemption | $532,300 (+16.71%) Land $120,000 Building $412,300 | $532,300 (+16.71%) Land $120,000 Building $412,300 |
| 2025 | $5,222.00 (+6.27%) Homeowner's exemption | ||
| 2023 | $456,100 Land $120,000 Building $336,100 | $456,100 Land $120,000 Building $336,100 | |
| 2022 | $4,914.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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