Harford County property record for 328 Spruce Pine Rd, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,376 sqft · built 2018 |
| Lot Size | 0.057 acres (2,484 sqft) |
| Owner | Individual Name on File |
| Last Sale | $432,000 (May 2020) |
| Tax Bill | $5,256 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398869 |
| Primary APN | 01-398869 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Total Area |
| Basement Area | 475 sqft |
| Finished Basement | 475 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,484 sqft (0.057 acres) |
| Garage Type | Basement |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398869 |
|---|---|
| Street Address | 328 SPRUCE PINE RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2741 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R1COS |
| Legal Description | LOT 158 2484 SF 328 SPRUCE PINE ROAD LAUREL RIDGE 204/12 |
| Legal Subdivision | PLAT THREE LLAUREL RIDGE |
| Legal Lot Number | 158 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 301108 |
328 Spruce Pine Rd, a townhouse, is owned and occupied by an individual who bought it in May 2020.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 328 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2020 | Deed, Transfer · Seller Carry-Back M & T BANK |
| Jun 15, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI TBI MTG |
| Feb 14, 2018 | Deed, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2020 · Amount on File |
| Deed Sale | May 7, 2020 · Amount on File |
| Prior Sale | Feb 14, 2018 · Amount on File |
| Deed Book / Page | 13837 / 63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 7, 2020 |
| Property Address | 328 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0138370063 |
| Book / Page | 13837 / 63 |
| Map Reference | MB 204 FO 12 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0001383771 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 13837/71 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 15, 2018 |
| Property Address | 328 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0128600465 |
| Book / Page | 012860 / 000465 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 28, 2018 |
| Title Company | UNIVERSAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $454.29 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 345 SPRUCE PINE RD ABINGDON MD 210092739, ABINGDON, MD 21009-2739 |
| Document Number | 128600470 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 012860/000470 |
| Name | TBI MTG |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 14, 2018 |
| Property Address | 328 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0127080092 |
| Book / Page | 12708 / 0092 |
| Map Reference | MB204 FO12 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 328 SPRUCE PINE RD, ABINGDON, MD 21009-2741 |
| Document Number | 0127080098 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 12708/0098 |
| Name | TBI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
The 2026 property tax bill for 328 Spruce Pine Rd was $5,256 with a homeowner's exemption, up 13.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,256.00 (+13.06%) Homeowner's exemption | $482,300 Land $115,000 Building $367,300 | $482,300 Land $115,000 Building $367,300 |
| 2025 | $4,649.00 Homeowner's exemption | ||
| 2023 | $405,800 Land $115,000 Building $290,800 | $405,800 Land $115,000 Building $290,800 | |
| 2022 | $4,353.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 328 Spruce Pine Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 328 Spruce Pine Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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