325 Lance Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 325 Lance Ln, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,056 sqft · built 1981
Lot Size	0.21 acres (9,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,000 (Aug 2019)
Tax Bill	$6,258 (2024)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00564147-004400`

Property Details

APN / Parcel Number

Primary APN	`00564147-004400`
Alternative APNs	`12613900564147004400` `1690627`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2005
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,150 sqft (0.21 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	873 sqft
Patio Area	100 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1690627
Old Parcel Number	12613900564147004400
Street Address	325 LANCE LN
City	KEY LARGO
State	FL
Zip	33037-4847
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 12 LT 10 AND E1/2 LT 11 KEY LARGO MOBILE HOMESITES PLAT4 PB6-15 KEY LARGO OR461-157 OR493-861 OR725-156C OR1401-1856TR
Legal Range	39E
Legal Township	61S
Legal Section	12
Legal Subdivision	KEY LARGO MOBILE HOMESITE PLAT #4
Legal Block	12
Legal Lot Number	10-11
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1015
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11535 40TH AVE S, TUKWILA, WA 98168-1903
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	May 17, 2012 · Amount on Record
Deed Document Number	2233843
Deed Book / Page	2981 / 0645
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 23, 2019
Property Address	325 LANCE LN, KEY LARGO, FL 33037-4847
Document Number	0029810645
Book / Page	002981 / 000645
Instrument Date	Aug 16, 2019
Instrument	2233843
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NU WORLD TITLE/SUNSET LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,046.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11535 40TH AVE S TUKWILA WA 981681903, TUKWILA, WA 98168-1903

Mortgage

Document Number	29810647
Date	Aug 23, 2019
Book Page	002981/000647
Instrument	2233844

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$943,134 (+37.21%) Land $777,933 Building $165,201	$943,134 (+37.21%) Land $777,933 Building $165,201
2024	$6,258.00 (+10.74%)
2023	$5,651.00 (+9.56%)	$687,349 (+4.37%) Land $521,001 Building $166,348	$687,349 (+4.37%) Land $521,001 Building $166,348
2022	$5,158.00	$658,576 Land $485,316 Building $173,260	$658,576 Land $485,316 Building $173,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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