301 Lance Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 301 Lance Ln, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,344 sqft · built 1999
Lot Size	0.153 acres (6,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$895,000 (Apr 2024)
Tax Bill	$3,627 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00564147-004700`

Property Details

APN / Parcel Number

Primary APN	`00564147-004700`
Alternative APNs	`12613900564147004700` `1690660`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,660 sqft (0.153 acres)
Lot Dimensions	111 ft deep x 60 ft wide
View / Lot	Canal

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	264 sqft
Patio Area	352 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1690660
Street Address	301 LANCE LN
City	KEY LARGO
State	FL
Zip	33037-4800
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK 12 LT 13 KEY LARGO MOBILE HOMESITES PLAT NO 4 PB6-15 OR568-131 OR686-600 OR820-1803 OR1242-312 OR1337-422 OR1392-2134 OR2688-2300 OR2883-1226 OR3268-1418 OR3271-0043
Legal Range	39E
Legal Township	61S
Legal Section	12
Legal Subdivision	KEY LARGO MOBILE HOMESITE PLAT #4
Legal Block	12
Legal Lot Number	13
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1015
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5544 SW 154TH PL, MIAMI, FL 33185-4189
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 19, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	20242457774
Deed Book / Page	3271 / 43
Prior Transfer Date	Dec 29, 1994
Prior Transfer Doc	1337000422
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	301 LANCE LN, KEY LARGO, FL 33037-4800
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5544 SW 154TH PL, MIAMI, FL 33185-4189

Mortgage

Document Number	0032681775
Date	Mar 28, 2024
Book Page	3268/1775
Instrument	2456096

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	4 HUTTON CENTRE DR STE 1000, SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 28, 2024
Property Address	301 LANCE LN, KEY LARGO, FL 33037-4800
Document Number	0032681418
Book / Page	3268 / 1418
Map Reference	MB 6 PG 15
Instrument Date	Mar 19, 2024
Instrument	2455993
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 LANCE LN, KEY LARGO, FL 33037-4800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5544 SW 154TH PL, MIAMI, FL 33185-4189

Mortgage

Document Number	0002456096
Date	Mar 28, 2024
Instrument	2456096

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	301 LANCE LN, KEY LARGO, FL 33037-4800
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 LANCE LN, KEY LARGO, FL 33037-4800

Mortgage

Document Number	0031231083
Date	Sep 1, 2021
Book Page	3123/1083
Instrument	2338015

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 19, 2017
Property Address	301 LANCE LN, KEY LARGO, FL 33037-4800
Document Number	0028831226
Book / Page	2883 / 1226
Map Reference	MB6 PG15
Instrument Date	Dec 18, 2017
Instrument	2147764
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CORAL REEF TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,587.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 LANCE LN, KEY LARGO, FL 33037-4800

Mortgage

Document Number	0002147765
Date	Dec 19, 2017
Instrument	2147765

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$833,197 (+98.9%) Land $682,384 Building $150,813	$833,197 (+42.61%) Land $682,384 Building $150,813
2024	$3,627.00 (+4.92%)
2023	$3,457.00 (+6.4%) Homeowner's exemption	$418,904 (+3%)	$584,265 (+4.47%) Land $457,009 Building $127,256
2022	$3,249.00 Homeowner's exemption	$406,703	$559,265 Land $425,707 Building $133,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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