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309 Lance Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 309 Lance Ln, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details3 bd · 1.5 ba · 1,413 sqft · built 1972
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$220,000 (May 2019)
Tax Bill$3,207 (2025)
Deeds & MortgagesMay 2019 Sale
Flood ZoneZone AE (high risk)
APN00564147-002400

Property Details

APN / Parcel Number

Primary APN00564147-002400
Alternative APNs
  • 12613900564147002400
  • 1690422

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,413 sqft Living Area
1st Floor Area1,413 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2002
Architectural StyleMobile Home
Exterior MaterialMetal
Construction TypeMetal Frame
Foundation TypeBlock
Roof TypeFlat
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
PorchEnclosed/Finished Porch
Porch Area624 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number1690422
Street Address309 LANCE LN
CityKEY LARGO
StateFL
Zip33037-4842
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeURM
Legal DescriptionBK 11 LT 14 KEY LARGO MOBILE HOMESITES PLAT 4 KEY LARGO OR431-5/6 OR753-644 OR839-220 OR860-446 OR898-334 OR1480-401 OR2635-2413/14 OR2658-2413D/C OR2658-2408/09 OR2755-1151 OR2962-1320
Legal Range39E
Legal Township61S
Legal Section12
Legal SubdivisionKEY LARGO MOBILE HOMESITE PLAT #4
Legal Block11
Legal Lot Number14
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1028
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

309 Lance Ln, a mobile home, is owned by a company that bought it in May 2019.

Source: Monroe County records, as of October 7, 2026

Owner of RecordCompany Name on File
Mailing Address275 NORMANDY DR, TAVERNIER, FL 33070-2736
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2019 · Amount on File
Deed SaleMay 6, 2019 · Amount on File
Prior SaleAug 11, 2015 · Amount on File
Deed Document Number20192218569
Deed Book / Page2962 / 1320
Prior Transfer DateAug 1, 1982
Prior Transfer Doc0860000446
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 6, 2019
Property Address309 LANCE LN, KEY LARGO, FL 33037-4842
Document Number0029621320
Book / Page002962 / 001320
Instrument DateApr 18, 2019
Instrument2218569
Transaction TypeTransfer
Record UpdatedJun 12, 2019
Title CompanySUNSHINE TITLE/THE KEYS INC

Transaction

AmountAmount on Record
Tax$1,540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address275 NORMANDY DR TAVERNIER FL 330702736, TAVERNIER, FL 33070-2736

Tax Assessment & Valuation

The 2025 property tax bill for 309 Lance Ln was $3,207, up 5.4% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,207.00 (+5.39%)$359,876 Land $277,500 Building $82,376$359,876 Land $277,500 Building $82,376
2024$3,043.00 (+9.22%)
2023$2,786.00 (+14.79%)$339,029 (+27.16%) Land $258,000 Building $81,029$339,029 (+27.16%) Land $258,000 Building $81,029
2022$2,427.00$266,606 Land $183,000 Building $83,606$266,606 Land $183,000 Building $83,606

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Lance Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Lance Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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