299 Lance Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 299 Lance Ln, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 1,000 sqft · built 1969
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Jan 2025)
Tax Bill$3,366 (2024)
Deeds & MortgagesJan 2025 Sale
Flood ZoneZone AE (high risk)
APN00564147-002500

Property Details

APN / Parcel Number

Primary APN00564147-002500
Alternative APNs
  • 12613900564147002500
  • 1690431

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
Basement Area760 sqft
FlooringVinyl/Resilient
Interior WallsWood

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1990
Architectural StyleMobile Home
Exterior MaterialMetal
Construction TypeMetal Frame
Roof TypeFlat
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
PorchOpen Porch
Porch Area840 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number1690431
Street Address299 LANCE LN
CityKEY LARGO
StateFL
Zip33037-4813
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeURM
Legal DescriptionBK 11 LT 15 KEY LARGO MOBILE HOMESITES PLAT NO 4 PB6-15 OR570-612 OR577-614 OR735-737 OR805-534 OR1032-1943 OR2700-123L/E OR3237-2420
Legal Range39E
Legal Township61S
Legal Section12
Legal SubdivisionKEY LARGO MOBILE HOMESITE PLAT #4
Legal Block11
Legal Lot Number15
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1028
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address289 LANCE LN, KEY LARGO, FL 33037-4813
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2025 · Amount on Record
Deed SaleJan 10, 2025 · Amount on Record
Prior SaleNov 1, 1987 · Amount on Record
Deed Document Number20252486176
Deed Book / Page3307 / 1491
Prior Transfer DateAug 22, 2014
Prior Transfer Doc0027000123
Record UpdatedJun 8, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 10, 2025
Property Address299 LANCE LN, KEY LARGO, FL 33037-4813
Document Number0033071491
Book / Page3307 / 1491
Map ReferenceMB 6 PG 15
Instrument DateJan 10, 2025
Instrument2486176
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address187 CORT LN, TAVERNIER, FL 33070-3002

Transferred To (Grantee/Buyer)

NameVerified Name
Address289 LANCE LN, KEY LARGO, FL 33037-4813

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$277,500 (+445.85%) Land $277,500$277,500 (-3.81%) Land $277,500
2024$3,366.00 (+251.36%)
2023$958.00 (+2.02%) Homeowner's exemption$50,838 (+3%)$288,498 (+34.32%) Land $258,000 Building $30,498
2022$939.00 Homeowner's exemption$49,358$214,792 Land $183,000 Building $31,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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