Monroe County property record for 321 Lance Ln, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,453 sqft · built 2024 |
| Lot Size | 0.229 acres (9,981 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $615,000 (Sep 2006) |
| Tax Bill | $6,676 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00564147-004600 |
| Primary APN | 00564147-004600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 4,453 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Reinforced Concrete |
| Roof Material | Other |
| Lot Area | 9,981 sqft (0.229 acres) |
| Lot Dimensions | 111 ft deep x 60 ft wide |
| Porch | Open Porch |
| Porch Area | 538 sqft |
| Patio Area | 2,470 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1690651 |
|---|---|
| Old Parcel Number | 12613900564147004600 |
| Street Address | 321 LANCE LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEY LARGO MOBILE HOMESITES PLAT NO 4 PB6-15 W 1/2 LOT 11 & ALL LOT 12 BK 12 OR447-98 OR461-158 OR682-399DC OR686-406 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 12 |
| Legal Subdivision | KEY LARGO MOBILE HOMESITE PLAT #4 |
| Legal Block | 12 |
| Legal Lot Number | 11-12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 19150 SW 57TH CT, SOUTHWEST RANCHES, FL 33332-3339 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2006 · Amount on Record |
| Deed Sale | Sep 8, 2006 · Amount on Record |
| Deed Document Number | 1602032 |
| Deed Book / Page | 2236 / 0298 |
| Prior Transfer Date | Sep 7, 2006 |
| Prior Transfer Doc | 0022360298 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,495,338 (+345.33%) Land $805,793 Building $1,689,545 | $2,495,338 (+345.33%) Land $805,793 Building $1,689,545 | |
| 2024 | $6,676.00 (+48.72%) | ||
| 2023 | $4,489.00 (+11.31%) | $560,333 (+6.64%) Land $539,660 Building $20,673 | $560,333 (+6.64%) Land $539,660 Building $20,673 |
| 2022 | $4,033.00 | $525,435 Land $502,697 Building $22,738 | $525,435 Land $502,697 Building $22,738 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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